409 Bryan Ave, Roland, IA 50236 Property Records

Story County property record for 409 Bryan Ave, Roland, IA 50236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 1996
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Sep 2019)
Tax Bill	$3,912 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-220-250`

Property Details

APN / Parcel Number

Primary APN	`02-22-220-250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	461 sqft
Basement Area	896 sqft
Finished Basement	755 sqft
Unfinished Basement	141 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	57 sqft
Patio Area	197 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 BRYAN AVE
City	ROLAND
State	IA
Zip	50236-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD OF SOUTHWEST FRANDSEN DVLPMNT LOT:14 ROLAND
Legal Range	23W
Legal Township	85N
Legal Section	22
Legal Subdivision	FIRST ADD OF SOUTHWEST FRANDSEN DVLPMNT
Legal Lot Number	14
Jurisdiction	STORY IA
Township / Civil Division	HOWARD
Census Block Group	4
Census Block	4010
Census Tract	10600

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 BRYAN AVE, ROLAND, IA 50236-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION
Jun 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Sep 20, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage GREENSTATE CREDIT UNION
Sep 20, 2019	Warranty Deed, Transfer · ARM GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	20198781
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	0000009498
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	May 14, 2026
Property Address	409 BRYAN AVE, ROLAND, IA 50236-1073
Document Number	0000004115
Instrument Date	May 9, 2026
Instrument	20264115
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BRYAN AVE, ROLAND, IA 50236-1073

Mortgage

Document Number	0000004115,
Date	May 14, 2026
Instrument	20264115

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	409 BRYAN AVE, ROLAND, IA 50236-1073
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BRYAN AVE, ROLAND, IA 50236-1073

Mortgage

Document Number	0202504332
Date	Jun 9, 2025
Instrument	2025-04332

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 15, 2030

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	409 BRYAN AVE, ROLAND, IA 50236-1073
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201908783
Date	Sep 20, 2019
Instrument	2019-08783

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 20, 2019
Property Address	409 BRYAN AVE, ROLAND, IA 50236-1073
Document Number	0201908781
Instrument Date	Aug 10, 2019
Instrument	2019-08781
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BRYAN AVE, ROLAND, IA 50236-1073

Mortgage

Document Number	0201908782
Date	Sep 20, 2019
Instrument	2019-08782

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 5, 2029
Index	1-Year CMT

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Roland City
Unified School District	Roland-Story Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,912.00 (+3.66%)	$233,300 (+9.02%) Land $54,000 Building $179,300	$233,300 (+9.02%) Land $54,000 Building $179,300
2024	$3,774.00 (+8.26%)
2023		$214,000 Land $36,000 Building $178,000	$214,000 Land $36,000 Building $178,000
2022	$3,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2008–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Nov 2017 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLAND WATER SUPPLY serves 1,394 people · EPA ID IA8570001
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Stratford Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Nextlink.

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