409 Brush Brook Dr, Effingham, SC 29541 Property Records

Florence County property record for 409 Brush Brook Dr, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,429 sqft · built 2018
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2024)
Tax Bill	$1,142 (2022)
Deeds & Mortgages	Oct 2022 Sale Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15210-01-043`

Property Details

APN / Parcel Number

Primary APN	`15210-01-043`
Alternative APN	`15063687`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,429 sqft Living Area
1st Floor Area	2,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Garage Area	484 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	409 BRUSH BROOK DR
City	EFFINGHAM
State	SC
Zip	29541-6399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLWOOD RUN III&IV L42
Legal Subdivision	MILLWOOD RUN
Legal Lot Number	42
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	2
Census Block	2047
Census Tract	1504

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 BRUSH BROOK DR, EFFINGHAM, SC 29541-6399
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer
Jan 3, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Mar 22, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	202412297
Deed Book / Page	1121 / 861
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Oct 27, 2022
Property Address	409 BRUSH BROOK DR, EFFINGHAM, SC 29541-6399
Document Number	0010190630
Book / Page	1019 / 630
Map Reference	MB 94 PG 343
Instrument Date	Sep 20, 2022
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 BRUSH BROOK DR, EFFINGHAM, SC 29541-6399

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	409 BRUSH BROOK DR, EFFINGHAM, SC 29541-6399
Document Number	0000003587
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 BRUSH BROOK DR EFFINGHAM SC 295416399, EFFINGHAM, SC 29541-6399

Mortgage

Document Number	0000003587
Date	Mar 13, 2020
Book Page	000843/001635
Instrument	3587

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Mar 22, 2019
Property Address	409 BRUSH BROOK DR, EFFINGHAM, SC 29541-6399
Document Number	0000003536
Book / Page	000788 / 001331
Instrument Date	Mar 1, 2019
Instrument	3536
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$973.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BRUSH BROOK DR EFFINGHAM SC 295416399, EFFINGHAM, SC 29541-6399

Mortgage

Document Number	3537
Date	Mar 22, 2019
Book Page	000788/001336
Instrument	3537

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,221 (-99.88%) Land $1,400 Building $14,821	$405,536 (-98.81%) Land $35,000 Building $370,536
2023		$13,610,182 (+134,747.74%) Land $1,400,000 Building $12,210,182	$34,025,457 (+13,384.61%) Land $3,500,000 Building $30,525,457
2022	$1,142.00 Homeowner's exemption	$10,093 Land $1,400 Building $8,693	$252,328 Land $35,000 Building $217,328

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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