409 Bridle Trl, Oak Point (Little Elm), TX 75068 Property Records

Denton County property record for 409 Bridle Trl, Oak Point, TX 75068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,828 sqft · built 2017
Lot Size	0.46 acres (20,050 sqft)
Owner	2 Individual Names on File
Last Sale	$308,500 (Apr 2018)
Tax Bill	$7,779 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R44200 15678`

Property Details

APN / Parcel Number

Primary APN	`R44200 15678`
Alternative APNs	`SN0002A-000000-0000-0003-000C` `R44200` `990343`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,241 sqft
1st Floor Area	1,828 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,050 sqft (0.46 acres)
Lot Dimensions	1 ft deep x 20,050 ft wide
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 BRIDLE TRL
City	LITTLE ELM
State	TX
Zip	75068-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT OAKS BEACH ESTATES 2 LOT 3C
Legal Subdivision	CRESCENT OAKS BEACH ESTATES 2
Legal Lot Number	3C
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	1
Census Block	1017
Census Tract	20115

Owner

409 Bridle Trl is owned and occupied by two individuals who bought it in April 2018.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 BRIDLE TRL, LITTLE ELM, TX 75068-2400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Mar 21, 2017	Grant Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Mar 21, 2016
Deed Document Number	201839131
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	409 BRIDLE TRL, OAK POINT, TX 75068-2400
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020855
Date	Feb 29, 2024
Instrument	2024-020855

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	409 BRIDLE TRL, OAK POINT, TX 75068-2400
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121742
Date	Jul 6, 2021
Instrument	2021-121742

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Apr 6, 2018
Property Address	409 BRIDLE TRL, OAK POINT, TX 75068-2400
Document Number	0000039131
Instrument Date	Apr 6, 2018
Instrument	39131
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 BRIDLE TRL OAK POINT TX 75068, OAK POINT, TX 75068

Mortgage

Document Number	39132
Date	Apr 6, 2018
Instrument	39132

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Mar 21, 2017
Property Address	409 BRIDLE TRL, OAK POINT, TX 75068-2400
Document Number	0000032418
Instrument Date	Mar 15, 2017
Instrument	32418
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10612 BUCCANEER PT FRISCO TX 750349264, FRISCO, TX 75034-9264

Tax Assessment & Valuation

The 2025 property tax bill for 409 Bridle Trl was $7,779 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Oak Point City
Unified School District	Little Elm Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,000 Land $127,578 Building $339,422	$467,000 Land $127,578 Building $339,422
2025	$7,779.00
2023	$6,619.00 (-10.67%) Homeowner's exemption	$495,776 Land $112,269 Building $383,507	$495,776 Land $112,269 Building $383,507
2022	$7,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Bridle Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Bridle Trl is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSTANG SUD serves 127,911 people · EPA ID TX0610036
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Nextlink, Verizon.

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