409 Bost St, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 409 Bost St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 2024
Lot Size	0.48 acres (20,881 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2025)
Tax Bill	$175 (2023)
Deeds & Mortgages	May 2026 Mortgage May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5613 43 1976`

Property Details

APN / Parcel Number

Primary APN	`5613 43 1976`
Alternative APNs	`04041 0017.300000` `7525000` `155358` `173772` `178148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,455 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,881 sqft (0.48 acres)
Lot Dimensions	157 ft deep x 133 ft wide
Garage Type	Mixed
Garage Area	477 sqft
Driveway	Concrete Driveway
Porch	Slab
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178148
Street Address	409 BOST ST
City	KANNAPOLIS
State	NC
Zip	28081-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	P/O LT 3 F W GLASS ESTATE BLK G
Legal Subdivision	F W GLASS ESTATE
Legal Block	G
Legal Lot Number	3
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2014
Census Tract	41001

Owner

409 Bost St is owned and occupied by an individual who bought it in May 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	409 BOST ST, KANNAPOLIS, NC 28081-5550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 20, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 12, 2024	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK
Feb 23, 2024	Warranty Deed, Transfer
Feb 23, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Prior Sale	Feb 23, 2024 · Amount on File
Deed Document Number	202510853
Deed Book / Page	17441 / 232
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	May 21, 2026
Property Address	409 BOST ST, KANNAPOLIS, NC 28081-5550
Document Number	0000011836
Book / Page	17999 / 82
Instrument Date	May 13, 2026
Instrument	202611836
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	DB TITLE LLC, DB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BOST ST, KANNAPOLIS, NC 28081-5550

Mortgage

Document Number	0000011836,
Date	May 21, 2026
Book Page	17999/82
Instrument	202611836

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 20, 2025
Property Address	409 BOST ST, KANNAPOLIS, NC 28081-5550
Document Number	0017441232
Book / Page	17441 / 232
Map Reference	MB 11 PG 50
Instrument Date	May 15, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, NH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1096, CONCORD, NC 28026-1096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BOST ST, KANNAPOLIS, NC 28081-5550

Mortgage

Document Number	0017441235
Date	May 20, 2025
Instrument	17441/235

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	397 Months
Due	Jun 1, 2058

November 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 12, 2024
Property Address	409 BOST ST, KANNAPOLIS, NC 28081-5550
Document Number	0017182219
Book / Page	17182 / 219
Map Reference	MB 11 PG 50
Instrument Date	Nov 8, 2024
Transaction Type	Construction Loan
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 OAK AVE, KANNAPOLIS, NC 28081-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1096, CONCORD, NC 28026-1096
Investor	Possibly a Property Investor

Mortgage

Document Number	0171820222
Date	Nov 12, 2024
Instrument	17182-0222

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 23, 2024
Property Address	409 BOST ST, KANNAPOLIS, NC 28081-5550
Document Number	0016825142
Book / Page	16825 / 142
Map Reference	MB 97 PG 101
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3700 TAYLOR GLEN LN NW APT 333, 333, CONCORD, NC 28027-3447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 OAK AVE, KANNAPOLIS, NC 28081-4329

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 23, 2024
Property Address	409 BOST ST, KANNAPOLIS, NC 28081-5550
Document Number	0016825142
Book / Page	16825 / 142
Map Reference	MB 97 PG 101
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3700 TAYLOR GLEN LN NW APT 333, 333, CONCORD, NC 28027-3447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 OAK AVE, KANNAPOLIS, NC 28081-4329

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,760 (+145.3%) Land $53,000 Building $294,760
2025		$141,770 Land $21,200 Building $120,570
2024			$347,760 (+2,616.88%) Land $53,000 Building $294,760
2023	$175.00	$12,800 Land $12,800	$12,800 Land $12,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Bost St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Bost St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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