409 Bloom Grade Rd, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 409 Bloom Grade Rd, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,951 sqft · built 1998
Lot Size	1.71 acres (74,793 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Jul 2023)
Tax Bill	$10,752 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-411-11`

Property Details

APN / Parcel Number

Primary APN	`086-411-11`
Alternative APN	`086-411-11-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	3,951 sqft Living Area
Gross Area	4,607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	74,793 sqft
Terrain	Combination
View / Lot	Mountain
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces
Deck Area	664 sqft
Patio Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	409 BLOOM GRADE RD
City	BOULDER CREEK
State	CA
Zip	95006-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	2
Census Block	2021
Census Tract	120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 BLOOM GRADE RD, BOULDER CREEK, CA 95006-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202313940
Prior Transfer Date	Jul 21, 2023
Prior Transfer Doc	0000013939
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 28, 2023
Property Address	409 BLOOM GRADE RD, BOULDER CREEK, CA 95006-9205
Document Number	0000013940
Instrument Date	Jul 13, 2023
Instrument	2023-0013940
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BLOOM GRADE RD, BOULDER CREEK, CA 95006-9205

Mortgage

Document Number	0000013941
Date	Jul 28, 2023
Instrument	2023-0013941

Lender

Name	KARMA MORTGAGE SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,214 (+2%) Land $333,107 Building $333,107
2025	$10,752.00 (-2.67%) Homeowner's exemption	$653,150 (-8.05%) Land $326,575 Building $326,575
2023	$11,047.00 (+43.88%) Homeowner's exemption	$710,312 (+11.25%) Land $119,622 Building $590,690	$1,049,580
2022	$7,678.00 Homeowner's exemption	$638,474 Land $117,277 Building $521,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 units insured incl. 25 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BASIN WATER COMPANY private · serves 1,120 people · EPA ID CA4410001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Ridge Wireless, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bloom Grade Rd

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