409 Bishop St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 409 Bishop St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,580 sqft · built 1992
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2024)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Sep 2017 Sale & Mortgage
APN	`0348004000070`

Property Details

APN / Parcel Number

Primary APN	`0348004000070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	300 sqft
Upper Floors Area	396 sqft
Attic	Attic
Attic Area	300 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	225 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	300 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Balcony Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 BISHOP ST
City	CHESAPEAKE
State	VA
Zip	23323-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	7 DEEP CREEK CROSSING SEC ONE
Legal Subdivision	D C CRSNG/D C FOREST/LOCKS LND/CEDAR COV
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1003
Census Tract	21304

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 BISHOP ST, CHESAPEAKE, VA 23323-4049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 7, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Sep 7, 2017 · Amount on Record
Deed Document Number	20248629
Deed Book / Page	10746 / 1993
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	9092/635
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 3, 2024
Property Address	409 BISHOP ST, CHESAPEAKE, VA 23323-4049
Document Number	10746/1993
Book / Page	10746 / 1993
Instrument Date	Apr 29, 2024
Instrument	240008629
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BISHOP ST, CHESAPEAKE, VA 23323-4049

Mortgage

Document Number	0240008630
Date	May 3, 2024
Instrument	240008630

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 7, 2017
Property Address	409 BISHOP ST, CHESAPEAKE, VA 23323-4049
Document Number	9831/380
Book / Page	9831 / 380
Instrument Date	Aug 23, 2017
Instrument	170024728
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LINEAR TITLE AND ESCROW LLC, LINEAR TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BISHOP ST, CHESAPEAKE, VA 23323-4049
Investor	Possibly a Property Investor

Mortgage

Document Number	170024729
Date	Sep 7, 2017
Instrument	170024729

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,800 (+8.22%) Land $185,000 Building $205,800	$390,800 (+8.22%) Land $185,000 Building $205,800
2025	$3,647.00 (+37.78%)	$361,100 (+10.77%) Land $170,000 Building $191,100	$361,100 (+10.77%) Land $170,000 Building $191,100
2023		$326,000 (+8.38%) Land $120,000 Building $206,000	$326,000 (+8.38%) Land $120,000 Building $206,000
2022		$300,800 Land $110,000 Building $190,800	$300,800 Land $110,000 Building $190,800
2019	$2,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 401 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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