409 Billy Joe Sapp Dr, Ashland, MO 65010 Property Records

Boone County property record for 409 Billy Joe Sapp Dr, Ashland, MO 65010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 2008
Lot Size	0.359 acres (15,664 sqft)
Owner	Individual Name on File
Last Sale	$166,250 (May 2026)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-219-00-07-051-00`

Property Details

APN / Parcel Number

Primary APN	`24-219-00-07-051-00`
Alternative APN	`24-219-00-07-051.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	15,664 sqft (0.359 acres)
Lot Dimensions	156 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	409 BILLY JOE SAPP DR
City	ASHLAND
State	MO
Zip	65010-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PALOMINO RIDGE LOT 51
Legal Range	12W
Legal Township	46N
Legal Section	10
Legal Subdivision	PALOMINO RIDGE
Legal Block	A03
Legal Lot Number	51
Jurisdiction	BOONE MO
Township / Civil Division	THREE CREEKS
Census Block Group	2
Census Block	2025
Census Tract	1703

Owner

409 Billy Joe Sapp Dr is owned and occupied by an individual who bought it in May 2026.

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	409 BILLY JOE SAPP DR, ASHLAND, MO 65010-1040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CALLAWAY BANK
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jun 12, 2020 · Amount on File
Deed Document Number	20269408
Deed Book / Page	6155 / 138
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 22, 2026
Property Address	409 BILLY JOE SAPP DR, ASHLAND, MO 65010-1040
Document Number	0000009408
Book / Page	6155 / 138
Instrument Date	May 22, 2026
Instrument	20269408
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BILLY JOE SAPP DR, ASHLAND, MO 65010-1040

Mortgage

Document Number	0000009409,
Date	May 22, 2026
Instrument	20269409

Lender

Name	CALLAWAY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 12, 2020
Property Address	409 BILLY JOE SAPP DR, ASHLAND, MO 65010-1040
Document Number	2020012561
Book / Page	5203 / 134
Map Reference	MB 36 PG 1
Instrument Date	Jun 12, 2020
Instrument	2020012561
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BILLY JOE SAPP DR, ASHLAND, MO 65010-1040

Mortgage

Document Number	2020012562
Date	Jun 12, 2020
Instrument	2020012562

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 409 Billy Joe Sapp Dr was $2,240.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Ashland City
Unified School District	Southern Boone County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,787 (-) Land $4,370 Building $27,417
2025	$2,240.00	$31,787 Land $4,370 Building $27,417	$167,300 Land $23,000 Building $144,300
2023	$1,964.00 (+7.09%)	$27,759 Land $4,370 Building $23,389	$146,100 Land $23,000 Building $123,100
2022	$1,834.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Billy Joe Sapp Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Billy Joe Sapp Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND PWS serves 4,999 people · EPA ID MO3010033
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte.

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