Alameda County property record for 409 Bernal Ave, Livermore, CA 94551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,996 sqft · built 1954 |
| Lot Size | 0.128 acres (5,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,015,000 (Feb 2025) |
| Tax Bill | $11,097 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 98-350-2 |
| Primary APN | 98-350-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,560 sqft (0.128 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 409 BERNAL AVE |
|---|---|
| City | LIVERMORE |
| State | CA |
| Zip | 94551-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00001 BLK: 0003 TR: 1264 |
| Legal Subdivision | TR 1264 |
| Legal Tract | 1264 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | LIVERMORE-PLEASANTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 451404 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5671 SAN ANTONIO ST, PLEASANTON, CA 94566-7639 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 6, 2018 | Grant Deed, Transfer · Conventional Mortgage WFB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on Record |
| Deed Sale | Feb 13, 2025 · Amount on Record |
| Prior Sale | Apr 6, 2018 · Amount on Record |
| Deed Document Number | 202523299 |
| Prior Transfer Date | Sep 24, 1996 |
| Prior Transfer Doc | 0000245166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 409 BERNAL AVE, LIVERMORE, CA 94551-6512 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 498 BERNAL AVE, LIVERMORE, CA 94551-6513 |
| Document Number | 0000069949 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022069949 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 409 BERNAL AVE, LIVERMORE, CA 94551-6512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007113 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 2020007113 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 409 BERNAL AVE, LIVERMORE, CA 94551-6512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 BERNAL AVE, LIVERMORE, CA 94551-6512 |
| Document Number | 0000323298 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020323298 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Apr 6, 2018 |
| Property Address | 409 BERNAL AVE, LIVERMORE, CA 94551-6512 |
| Document Number | 0000069515 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 69515 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $852.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 409 BERNAL AVE LIVERMORE CA 945516512, LIVERMORE, CA 94551-6512 |
| Document Number | 69516 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 69516 |
| Name | WFB NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2048 |
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Livermore City |
| Unified School District | Livermore Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,035,300 (+17.41%) Land $310,590 Building $724,710 | ||
| 2025 | $11,097.00 (+3.48%) Homeowner's exemption | $881,801 (+4.04%) Land $264,540 Building $617,261 | |
| 2023 | $10,724.00 Homeowner's exemption | $847,562 Land $254,268 Building $593,294 | $924,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | CITY OF LIVERMORE |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
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