409 Bennett St, Sedro Woolley, WA 98284 Property Records

Skagit County property record for 409 Bennett St, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 942 sqft · built 1917
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Oct 2021)
Tax Bill	$544 (2025)
Deeds & Mortgages	May 2024 Line of Credit Apr 2026 Reverse Mortgage + 3 more
APN	`4149-011-004-0007`

Property Details

APN / Parcel Number

Primary APN	`4149-011-004-0007`
Alternative APN	`P75388`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	942 sqft Living Area
1st Floor Area	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1998
Exterior Material	Wood Shingle
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Width	60 ft Width
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	16 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	409 BENNETT ST
City	SEDRO WOOLLEY
State	WA
Zip	98284-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1700 AC) LOT 4 AND THE EAST 1/2 OF LOT 3, BLOCK 11, PLAT OF TOWN OF SEDRO, AS PER PLAT RECORDED IN VOLUME 1 OF PLATS, PAGE 17, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range	04
Legal Township	35
Legal Section	25
Legal Subdivision	TOWN OF SEDRO
Legal Block	11
Legal Lot Number	4,3
Jurisdiction	SKAGIT WA
Township / Civil Division	SEDRO-WOOLLEY
Census Block Group	2
Census Block	2026
Census Tract	951400

Owner

Source: Skagit County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Apr 14, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC
Apr 14, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Oct 22, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	2021112
Prior Transfer Date	Apr 9, 2007
Prior Transfer Doc	0000000115
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000007
Date	May 16, 2024
Instrument	202405160007

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Recording Date	Apr 14, 2026
Property Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622
Document Number	0000000022
Instrument Date	Apr 8, 2026
Instrument	202622
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622

Mortgage

Document Number	0000000022,
Date	Apr 14, 2026
Instrument	202622

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	896 Months
Due	Dec 21, 2100

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Recording Date	Apr 14, 2026
Property Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622
Document Number	0000000023
Instrument Date	Apr 8, 2026
Instrument	202623
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622

Mortgage

Document Number	0000000023,
Date	Apr 14, 2026
Instrument	202623

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	896 Months
Due	Dec 21, 2100

Interest

Rate	6.11%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Oct 22, 2021
Property Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622
Document Number	0000000112
Map Reference	VOL 1 PG 17
Instrument Date	Oct 13, 2021
Instrument	202110220112
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$6,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	409 BENNETT ST, SEDRO WOOLLEY, WA 98284-1622
Document Number	0011240011
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BENNETT ST SEDRO WOOLLEY WA 982841622, SEDRO WOOLLEY, WA 98284-1622

Mortgage

Document Number	0011240011
Date	Nov 24, 2020
Instrument	11240011

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98158

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 23, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Sedro-Woolley City
Unified School District	Sedro-Woolley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$544.00 (-80.07%)	$309,000 (-)	$322,700 (+4.43%) Land $179,000 Building $143,700
2023	$2,730.00
2022		$309,000 Land $176,300 Building $132,700	$309,000 Land $176,300 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1979–1995)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Nov 1995 · Severe Storms, High Wind, And Flooding
Claims by Event	Severe Storms, High Wind, And Flooding, Nov 1995 · 6 claims Severe Storms & Flooding, Nov 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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