409 Bell St, Paris, KY 40361 Property Records

Bourbon County property record for 409 Bell St, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Details	825 sqft
Owner	Individual Name on Record
Last Sale	$149,500 (Mar 2025)
Tax Bill	$308 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-80-10-005.00`

Property Details

APN / Parcel Number

Primary APN	`026-80-10-005.00`

Interior

Stories	1 Story
Building Area	825 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Gas

Location & Zoning

Street Address	409 BELL ST
City	PARIS
State	KY
Zip	40361-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - 409 BELL ST - L #75 & 76
Legal Subdivision	HILLCREST ADDITION
Legal Lot Number	75&76
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2014
Census Tract	30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stoner Creek Rural Historic District listed 2001 · 773 contributing resources · NRIS 01000449

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	409 BELL ST, PARIS, KY 40361-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	998369
Deed Book / Page	332 / 701
Record Updated	Jun 8, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Jan 15, 2021
Property Address	409 BELL ST, PARIS, KY 40361-1940
Document Number	316/278
Book / Page	316 / 278
Map Reference	MB 111 PG 532
Instrument Date	Jan 14, 2021
Instrument	790017
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 ASHTON CT, 107, PARIS, KY 40361-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	750 CLINTONVILLE RD, PARIS, KY 40361-9172

Mortgage

Document Number	790027
Date	Jan 15, 2021
Instrument	790027

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 14, 2041

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (-4.94%)	$92,500 (-) Land $10,000 Building $82,500	$92,500 (-) Land $10,000 Building $82,500
2023	$324.00	$92,500 Land $10,000 Building $82,500	$92,500 Land $10,000 Building $82,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	13 (1997–2026)
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 4 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20