Guadalupe County property record for 409 Bee Caves Cv, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,600 sqft · built 2020 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,773 (2022) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3995W40106400000 |
| Primary APN | 1G3995W40106400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 3,322 sqft |
| 1st Floor Area | 2,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 BEE CAVES CV |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNING STONE UNIT-W4 BLOCK 1 LOT 64 0.1722 AC |
| Legal Subdivision | TURNING STONE UNIT-W4 |
| Legal Tract | 64 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 210713 |
409 Bee Caves Cv is owned and occupied by two individuals who acquired it in August 2022.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 BEE CAVES CV, CIBOLO, TX 78108-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Vendor's Lien, Transfer · VA Mortgage HCP MORTGAGE LLC |
| Jul 28, 2020 | Loan Modification, Mortgage FIRST UNITED BK |
| Nov 20, 2018 | Loan Modification, Mortgage · Line of Credit SIMMONS BK |
| Nov 20, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 |
| Deed Sale | Aug 26, 2022 |
| Prior Sale | Jul 29, 2021 · Amount on File |
| Deed Document Number | 202226301 |
| Prior Transfer Date | Jul 27, 2021 |
| Prior Transfer Doc | 0099026301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 29, 2021 |
| Property Address | 409 BEE CAVES CV, CIBOLO, TX 78108-2038 |
| Document Number | 0099026301 |
| Map Reference | VOL 8 PG 343&344 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 202199026301 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16500 SAN PEDRO AVE STE 495, 16500, SAN ANTONIO, TX 78232-2253 |
| Name | Verified Name |
|---|---|
| Address | 2637 CLOVERBROOK LN, SCHERTZ, TX 78108-2358 |
| Document Number | 0099026302 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 202199026302 |
| Name | HCP MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 409 BEE CAVES CV, CIBOLO, TX 78108-2038 |
| Document Number | 0000019576 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2106 E STATE HIGHWAY 114 #301 SOUTHLAKE TX 760926598, 301, SOUTHLAKE, TX 76092-6598 |
| Document Number | 0000019576 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 19576 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | FRISCO, TX 75034 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Nov 20, 2018 |
| Property Address | 409 BEE CAVES CV, CIBOLO, TX 78108-2038 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 26474 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 590 N KIMBALL AVE #150 SOUTHLAKE TX 760926876, 150, SOUTHLAKE, TX 76092-6876 |
| Document Number | 0000026474 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 26474 |
| Name | SIMMONS BK |
|---|---|
| Address | PO BOX 7009, PINE BLUFF, AR 71611-7009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Nov 20, 2018 |
| Property Address | 409 BEE CAVES CV, CIBOLO, TX 78108-2038 |
| Document Number | 0000026473 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 26473 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16500 SAN PEDRO AVE #495 SAN ANTONIO TX 782322253, 495, SAN ANTONIO, TX 78232-2253 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,957 (+0.87%) Land $47,162 Building $399,795 | $446,957 (+0.87%) Land $47,162 Building $399,795 | |
| 2025 | $443,099 Land $43,981 Building $399,118 | $443,099 Land $43,981 Building $399,118 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $449,829 Land $66,341 Building $383,488 | $449,829 Land $66,341 Building $383,488 |
| 2022 | $2,773.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Bee Caves Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Bee Caves Cv is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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