409 Basingdon Ct, Waxhaw, NC 28173 Property Records

Union County property record for 409 Basingdon Ct, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 2,688 sqft · built 2001
Lot Size	0.292 acres (12,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,000 (May 2019)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-201-531`

Property Details

APN / Parcel Number

Primary APN	`06-201-531`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	1,639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,720 sqft (0.292 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 BASINGDON CT
City	WAXHAW
State	NC
Zip	28173-6578
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 UNION
Legal Description	#45 GRACEFIELD@HUNTER OAKS PH7 OPCF881
Legal Subdivision	HUNTER OAKS - GRACEFIELD
Legal Lot Number	45
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3009
Census Tract	21006

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 BASINGDON CT, WAXHAW, NC 28173-6578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	201912669
Deed Book / Page	7368 / 589
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	409 BASINGDON CT, WAXHAW, NC 28173-6578
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	801524
Date	Mar 8, 2021
Book Page	8015/24
Instrument	10468

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 13, 2019
Property Address	409 BASINGDON CT, WAXHAW, NC 28173-6578
Document Number	0007368589
Book / Page	7368 / 589
Map Reference	CAB F FILE 881
Instrument Date	May 13, 2019
Instrument	0012669
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 CHERRY LAUREL DR, 1110, WAXHAW, NC 28173-0284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BASINGDON CT, WAXHAW, NC 28173-6578

Mortgage

Document Number	0000012670
Date	May 13, 2019
Instrument	0012670

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,000 (-) Land $130,000 Building $595,000	$725,000 (-) Land $130,000 Building $595,000
2025	$3,368.00 (+39.46%)	$725,000 (+87.78%) Land $130,000 Building $595,000	$725,000 (+87.78%) Land $130,000 Building $595,000
2023	$2,415.00	$386,100 Land $78,300 Building $307,800	$386,100 Land $78,300 Building $307,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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