409 Barbara St, Mount Morris, IL 61054 Property Records

Ogle County property record for 409 Barbara St, Mount Morris, IL 61054

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1994
Lot Size	0.242 acres (10,581 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2026)
Tax Bill	$4,948 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-26-382-006`

Property Details

APN / Parcel Number

Primary APN	`08-26-382-006`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	10,581 sqft (0.242 acres)
Lot Dimensions	160 ft deep x 65 ft wide

Location & Zoning

Street Address	409 BARBARA ST
City	MOUNT MORRIS
State	IL
Zip	61054-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: E5 LOT 85 & VAC COW PATH LN E & ADJ ORCHARD ADD VIL OF MT MORRIS
Legal Subdivision	ORCHARD ADD
Legal Lot Number	85
Jurisdiction	OGLE IL
Township / Civil Division	MOUNT MORRIS
Census Block Group	4
Census Block	4029
Census Tract	960900

Owner

409 Barbara St is owned and occupied by two individuals who bought it in June 2026.

Source: Ogle County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 BARBARA ST, MOUNT MORRIS, IL 61054-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jun 11, 2026	Warranty Deed, Transfer
Nov 14, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Deed Document Number	2026202602864
Prior Transfer Date	Nov 13, 2023
Prior Transfer Doc	0000005009
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Jun 11, 2026
Property Address	409 BARBARA ST, MOUNT MORRIS, IL 61054-1639
Document Number	0000002865
Instrument Date	Jun 1, 2026
Instrument	20262865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	409 BARBARA ST, MOUNT MORRIS, IL 61054-1639
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002865,
Date	Jun 11, 2026
Instrument	20262865

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate
Rate	6.77%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 11, 2026
Property Address	409 BARBARA ST, MOUNT MORRIS, IL 61054-1639
Document Number	0000002864
Instrument Date	Jun 1, 2026
Instrument	20262864
Transaction Type	Transfer
Record Updated	Jul 9, 2026

Transaction

Amount	Amount on Record
Tax	$33,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 BARBARA ST, MOUNT MORRIS, IL 61054-1639
Investor	Possibly a Property Investor

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OGLE IL
Recording Date	Nov 14, 2023
Property Address	409 BARBARA ST, MOUNT MORRIS, IL 61054-1639
Document Number	0000005009
Instrument Date	Nov 13, 2023
Instrument	202305009
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 409 Barbara St was $4,948.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Mount Morris Township
Municipality	Mount Morris Village
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,948.00	$60,632 Land $3,400 Building $57,232	$181,896 Land $10,200 Building $171,696
2023		$50,065 (+8.89%) Land $4,793 Building $45,272	$150,195 (+8.89%) Land $14,379 Building $135,816
2022	$3,521.00	$45,978 Land $4,402 Building $41,576	$137,934 Land $13,206 Building $124,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Barbara St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Barbara St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT MORRIS serves 2,861 people · EPA ID IL1410350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AirCell Fiber	1,000 / 300

May also be available: AaroBand, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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