409 Ballard Ave, Middle River, MD 21220 Property Records

Baltimore County property record for 409 Ballard Ave, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,164 sqft · built 1991
Lot Size	0.251 acres (10,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,906 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2017 Mortgage
APN	`15-2200007871`

Property Details

APN / Parcel Number

Primary APN	`15-2200007871`
Alternative APN	`2200007871`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	1,164 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,916 sqft (0.251 acres)
Porch	Enclosed Porch
Porch Area	110 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2200007871
Street Address	409 BALLARD AVE
City	MIDDLE RIVER
State	MD
Zip	21220-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.2506 AC VILLAGE OF PAWNEE
Legal Subdivision	VILLAGE OF PAWNEE
Legal Block	4
Legal Lot Number	1-B
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	4
Census Block	4003
Census Tract	451402

Owner

Source: Baltimore County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 BALLARD AVE, MIDDLE RIVER, MD 21220-3606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 7, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024
Deed Sale	Oct 8, 2024
Prior Sale	Feb 13, 2023 · Amount on Record
Deed Document Number	2024
Deed Book / Page	49480 / 102
Prior Transfer Date	Sep 20, 2024
Prior Transfer Doc	0494800102
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 13, 2023
Property Address	409 BALLARD AVE, BALTIMORE, MD 21220-3606
Document Number	0477830191
Book / Page	47783 / 191
Map Reference	MB EHK JR 54 FO 26
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	KEY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0477830197
Date	Feb 13, 2023
Book Page	47783/197

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	409 BALLARD AVE, BALTIMORE, MD 21220-3606
Document Number	0392910025
Book / Page	039291 / 000025
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 BALLARD AVE MIDDLE RIVER MD 212203606, MIDDLE RIVER, MD 21220-3606

Mortgage

Document Number	0392910025
Date	Aug 16, 2017
Book Page	039291/000025

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,200 (+31.82%)	$312,900 (+47.73%) Land $63,400 Building $249,500
2024	$3,906.00 (+126.57%)
2023	$1,724.00	$211,800 Land $59,700 Building $152,100	$211,800 Land $59,700 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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