Kendall County property record for 409 Baker Ct, Oswego, IL 60543 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,263 sqft · built 2012 |
| Lot Size | 0.29 acres (12,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $386,000 (Jul 2019) |
| Tax Bill | $12,406 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12-481-012 |
| Primary APN | 03-12-481-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,263 sqft Living Area |
| Gross Area | 5,419 sqft |
| 1st Floor Area | 3,263 sqft |
| Basement Area | 1,554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 12,628 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 409 BAKER CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 PRESCOTT MILL SUB VILLAGE OF OSWEGO |
| Legal Subdivision | PRESCOTT MILL SUB |
| Legal Lot Number | 6 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 890105 |
Source: Kendall County records · APN 03-12-481-012
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 BAKER CT, OSWEGO, IL 60543-4057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 03, 2020 | Deed of Trust, Mortgage SUPREME LNDG |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Aug 13, 2013 · Amount on Record |
| Deed Document Number | 20199141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 409 BAKER CT, OSWEGO, IL 60543-4057 |
| Document Number | 0000011417 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 BAKER CT OSWEGO IL 605434057, OSWEGO, IL 60543-4057 |
| Document Number | 0000011417 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 11417 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 28, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 10, 2019 |
| Property Address | 409 BAKER CT, OSWEGO, IL 60543-4057 |
| Document Number | 0000009141 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 9141 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.08 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 BAKER CT OSWEGO IL 605434057, OSWEGO, IL 60543-4057 |
| Document Number | 9142 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 9142 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2049 |
| Rate | 4% |
|---|
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,181 (+37.94%) Land $26,853 Building $149,328 | $528,543 (+37.94%) Land $80,559 Building $447,984 | |
| 2024 | $12,406.00 | ||
| 2022 | $127,723 Land $19,467 Building $108,256 | $383,169 Land $58,401 Building $324,768 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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