Louisville/Jefferson County Metro Government property record for 409 Babe Dr, Fairdale, KY 40118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2004 |
| Lot Size | 0.208 acres (9,069 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,000 (Oct 2020) |
| Tax Bill | $2,425 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24331800840000 |
| Primary APN | 24331800840000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Finished Area |
| Basement Area | 1,288 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,069 sqft (0.208 acres) |
| Deck Area | 96 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 01013109 |
|---|---|
| Street Address | 409 BABE DR |
| City | FAIRDALE |
| State | KY |
| Zip | 40118-9029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | HOLLY HILLS SEC.3 PB.46 PG.87 |
| Legal Subdivision | HOLLY HILLS |
| Legal Lot Number | 84 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | POND CREEK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 12005 |
409 Babe Dr is owned and occupied by an individual who bought it in October 2020.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 BABE DR, FAIRDALE, KY 40118-9029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Line of Credit KENTUCKY HSNG |
| Oct 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on File |
| Deed Sale | Oct 27, 2020 · Amount on File |
| Prior Sale | Mar 30, 2007 · Amount on File |
| Deed Document Number | 0011828181 |
| Deed Book / Page | 11828 / 181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 409 BABE DR, FAIRDALE, KY 40118-9029 |
| Document Number | 0169010353 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 409 BABE DR FAIRDALE KY 401189029, FAIRDALE, KY 40118-9029 |
| Document Number | 0169010353 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 016901/000353 |
| Instrument | 228328 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 26, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 409 BABE DR, FAIRDALE, KY 40118-9029 |
| Document Number | 0169010334 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 409 BABE DR FAIRDALE KY 401189029, FAIRDALE, KY 40118-9029 |
| Document Number | 0169010334 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 016901/000334 |
| Instrument | 228327 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2050 |
The 2025 property tax bill for 409 Babe Dr was $2,425.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,425.00 | $232,950 Land $23,000 Building $209,950 | |
| 2024 | $232,950 (+8.86%) Land $23,000 Building $209,950 | ||
| 2023 | $2,349.00 (-0.38%) | $214,000 (-) Land $20,000 Building $194,000 | $214,000 (-) Land $20,000 Building $194,000 |
| 2022 | $2,358.00 | $214,000 Land $20,000 Building $194,000 | $214,000 Land $20,000 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Babe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 18 (2015–2026) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Babe Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BluegrassNet Fixed Wireless | 100 / 100 |
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