Chambers County property record for 409 Ave J, Stowell, TX 77661
| Property Type | Single Family Home |
|---|---|
| Details | 888 sqft · built 1978 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $68,951 (Sep 2016) |
| Tax Bill | $86 (2023) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00651-00300-00000-150001 |
| Primary APN | 00651-00300-00000-150001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 888 sqft |
| 1st Floor Area | 888 sqft |
| Year Built | Built 1978 |
|---|---|
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Porch | Porch |
| Porch Area | 30 sqft |
| Account Number | 16403 |
|---|---|
| Old Parcel Number | 00651 00300 00000 150001 |
| Street Address | 409 AVENUE J |
| City | STOWELL |
| State | TX |
| Zip | 77661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 651 TR 3-0 W W GREGORY 125X110 |
| Legal Subdivision | W W GREGORY |
| Legal Tract | 3 |
| Jurisdiction | CHAMBERS TX |
| Township / Civil Division | WINNIE-STOWELL |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 710401 |
Source: Chambers County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 63, STOWELL, TX 77661-0063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Apr 10, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2016 · Amount on Record |
| Deed Sale | Sep 26, 2016 · Amount on Record |
| Prior Sale | Nov 27, 2012 |
| Deed Document Number | 2016116000 |
| Deed Book / Page | 1683 / 579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Property Address | 409 AVENUE J, STOWELL, TX 77661 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000185419 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-185419 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Recording Date | Apr 10, 2018 |
| Property Address | 409 AVENUE J, STOWELL, TX 77661 |
| Document Number | 0000130955 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 130955 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 7 STOWELL TX 776610007, STOWELL, TX 77661-0007 |
Source: Chambers County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Chambers County |
| Unified School District | East Chambers Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,960 (+14.18%) Land $8,600 Building $127,360 | $135,960 (+14.18%) Land $8,600 Building $127,360 | |
| 2023 | $86.00 (-86.13%) Homeowner's exemption | $119,070 Land $8,600 Building $110,470 | $119,070 Land $8,600 Building $110,470 |
| 2021 | $620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 112 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 112 in force |
| Nearby Flood Claims | 97 (1989–2019) |
| Claims Outside the SFHA | 92 of 97 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 52% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TBCD WINNIE STOWELL serves 8,397 people · EPA ID TX0360002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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