409 Ave E, Hartford, AL 36344 Property Records

Geneva County property record for 409 Ave E, Hartford, AL 36344

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,191 sqft · built 1950
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$819 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1207361025011000`

Property Details

APN / Parcel Number

Primary APN	`1207361025011000`
Alternative APN	`0000822140`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,191 sqft Heated Area
1st Floor Area	1,191 sqft
Utility Area	303 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	205 ft deep x 105 ft wide
Garage Type	Carport
Garage Area	303 sqft
Carport	Carport
Carport Area	303 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	371 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000822140
Street Address	409 AVENUE E
City	HARTFORD
State	AL
Zip	36344-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFORD 1/4A BLK 25 LOT 8 S36-T2N-R23E
Legal Range	23E
Legal Township	02N
Legal Section	36
Legal Subdivision	HARTFORD
Legal Block	25
Legal Lot Number	8
Jurisdiction	GENEVA AL
Township / Civil Division	HARTFORD
Census Block Group	2
Census Block	2040
Census Tract	50400

Owner

409 Ave E is owned and occupied by two individuals who acquired it in November 2007.

Source: Geneva County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 AVENUE E, HARTFORD, AL 36344-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit TRIUMPH COMMUNITY BANK NA
Oct 15, 2019	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF HARTFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 28, 2007
Transfer Doc	0000639/67
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Property Address	409 AVENUE E, HARTFORD, AL 36344-1403
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 AVENUE E, HARTFORD, AL 36344-1403

Mortgage

Document Number	001216/107
Date	Jan 2, 2024
Book Page	1216/107

Lender

Name	TRIUMPH COMMUNITY BANK NA
Type	Bank
Address	HARTFORD, AL 36344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Nov 9, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENEVA AL
Recording Date	Oct 15, 2019
Property Address	409 AVENUE E, HARTFORD, AL 36344-1403
Document Number	001040/232
Book / Page	1040 / 232
Instrument Date	Oct 9, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7300 E COUNTY ROAD 36, 7300, OZARK, AL 36360-8016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 S 2ND AVE, HARTFORD, AL 36344-1738

Mortgage

Document Number	0001040234
Date	Oct 15, 2019
Instrument	1040/234

Lender

Name	FIRST NATIONAL BANK OF HARTFORD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Dec 9, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 409 Ave E was $819, up 6.9% from the year before.

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Municipality	Hartford City
Unified School District	Geneva County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$819.00 (+6.92%)
2025	$766.00 (+6.98%)	$19,900 (+8.03%) Land $2,200 Building $17,700	$99,500 (+8.03%) Land $11,000 Building $88,500
2024	$716.00 (+2.87%)	$18,420 (+2.91%) Land $2,040 Building $16,380	$92,100 (+2.91%) Land $10,200 Building $81,900
2023	$696.00 (+21.47%)	$17,900 (+21.44%) Land $2,040 Building $15,860	$89,500 (+21.44%) Land $10,200 Building $79,300
2022	$573.00	$14,740 Land $1,500 Building $13,240	$73,700 Land $7,500 Building $66,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Ave E in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1998–2020)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARTFORD serves 4,140 people · EPA ID AL0000624
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rapid Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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