409 Atlas Dr, Lorain, OH 44052 Property Records

Lorain County property record for 409 Atlas Dr, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,430 sqft · built 1940
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Tax Bill$839 (2025)
Deeds & MortgagesFeb 2022 Transfer
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-00-047-107-006

Property Details

APN / Parcel Number

Primary APN03-00-047-107-006

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
1st Floor Area714 sqft
Upper Floors Area571 sqft
Basement Area714 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions134 ft deep x 43 ft wide
Garage TypeAttached
Garage Area162 sqft

Exterior Amenities

PorchPorch
Porch Area20 sqft
Deck Area273 sqft
Patio Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address409 ATLAS DR
CityLORAIN
StateOH
Zip44052-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEUCLID ERIE PARK 55.00 X 134.00
Legal SubdivisionEUCLID ERIE PARK
Legal Block107
Legal Lot Number159
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1015
Census Tract22100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address409 ATLAS DR, LORAIN, OH 44052-2431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Affidavit of Death of Joint Tenant, Transfer
Jun 15, 2020Deed of Trust, Mortgage · Line of Credit
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 17, 2016
Transfer Doc0000589719
Record UpdatedSep 20, 2026

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLORAIN OH
Recording DateFeb 10, 2022
Property Address409 ATLAS DR, LORAIN, OH 44052-2431
Document Number0000862300
Instrument DateFeb 7, 2022
Instrument2022-0862300
Transaction TypeTransfer
Record UpdatedFeb 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address409 ATLAS DR, LORAIN, OH 44052-2431
Document Number0000772315
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 ATLAS DR LORAIN OH 440522431, LORAIN, OH 44052-2431

Mortgage

Document Number0000772315
DateAug 4, 2020
Instrument772315
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 3, 2060
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$839.00 (-38.22%) Homeowner's exemption$42,750 (+%) Land $6,430 Building $36,320$122,140 (-) Land $18,380 Building $103,760
2024$1,358.00 (+30.95%)$42,749 (+45.85%) Land $6,433 Building $36,316$122,140 (+45.86%) Land $18,380 Building $103,760
2023$1,037.00 (-1.14%)$29,310 (-) Land $8,159 Building $21,151$83,740 (-) Land $23,310 Building $60,430
2022$1,049.00$29,310 Land $8,160 Building $21,150
2021$83,740 Land $23,310 Building $60,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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