409 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 409 Atlantic Ave, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2007
Square Footage	1,924 sqft Living Area
Lot Size	12,614 sqft (0.29 acres)
Last Sale	$2,695,000 (2021)
Tax Bill	$23,360.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:167 B:23`
Alternative APNs	`M:167 B:23 L` `16183076`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,924 sqft Living Area
Gross Area	4,282 sqft Gross Area
Stories	3 Stories

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,614 sqft (0.29 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	16183076
Street Address	409 ATLANTIC AVE
City	WESTERLY
State	RI
Zip	02891-4333
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Block	23
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	1
Census Block	1080
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:167 B:23

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	378 HALLADAY AVE E, SUFFIELD, CT 06078-1210
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Apr 05, 2005 · Amount on Record
Deed Doc Number	20212599
Deed Book / Page	2021 / 11889
Transfer Doc	1391-199
Record Refreshed	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 30, 2021
Property Address	409 ATLANTIC AVE, WESTERLY, RI 02891-4333
Document Number	2021-11889
Book / Page	2021 / 11889
Instrument Date	Apr 30, 2021
Instrument	2021-2599
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2650 MAIN ST, GLASTONBURY, CT 06033-4231

Mortgage

Document Number	0020212600
Date	Apr 30, 2021
Instrument	2021-2600

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN AS

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$23,360.00 (-4.01%)	$3,285,500 (+29.88%) Land $2,556,900 Building $728,600
2023	$24,336.00 (+1.54%)	$2,529,700 (+0.91%) Land $1,948,500 Building $581,200
2022	$23,967.00	$2,507,000 Land $1,948,500 Building $558,500

Flood & Wildfire

409 Atlantic Ave is in FEMA Zone VE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone VE 1% annual chance coastal, wave action, BFE determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	15.0 ft vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.