409 Ashby Ln, Sebree, KY 42455 Property Records

Webster County property record for 409 Ashby Ln, Sebree, KY 42455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,477 sqft · built 2000
Lot Size	3.58 acres (155,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2025)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`078-024-003`

Property Details

APN / Parcel Number

Primary APN	`078-024-003`
Alternative APNs	`11710` `7109` `7070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,477 sqft Finished Area
Basement Area	1,577 sqft
Finished Basement	1,577 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	155,945 sqft (3.58 acres)
Garage Type	Basement
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Patio Area	592 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	7070
Street Address	409 ASHBY LN
City	SEBREE
State	KY
Zip	42455-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES/GAR/BLDG & 3.58 ACRES
Legal Subdivision	PENDLETON FARMS LLC REMAINDER
Jurisdiction	WEBSTER KY
Township / Civil Division	SEBREE
Census Block Group	4
Census Block	4000
Census Tract	960100

Owner

Source: Webster County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 ASHBY LN, SEBREE, KY 42455-9568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2025	Deed, Transfer · Line of Credit ROCKET MORTGAGE LLC
Jan 9, 2019	Intrafamily Transfer, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Jan 9, 2019
Deed Document Number	2025463274
Deed Book / Page	325 / 264
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	DEED304/522
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	409 ASHBY LN, SEBREE, KY 42455-9568
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG352/236
Date	Feb 5, 2020
Book Page	MTG 352/236
Instrument	405903

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	409 ASHBY LN, SEBREE, KY 42455-9568
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG362/120
Date	Jan 15, 2021
Book Page	MTG 362/120
Instrument	418785

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	409 ASHBY LN, SEBREE, KY 42455-9568
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377/402
Date	Jul 1, 2022
Book Page	377/402
Instrument	446702

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Jan 28, 2025
Property Address	409 ASHBY LN, SEBREE, KY 42455-9568
Document Number	DEED325/264
Book / Page	DEED325 / 264
Instrument Date	Jan 17, 2025
Instrument	463274
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 ASHBY LN, SEBREE, KY 42455-9568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 ASHBY LN, SEBREE, KY 42455-9568

Mortgage

Document Number	0000463275
Date	Jan 28, 2025
Instrument	463275

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBSTER KY
Recording Date	Jan 9, 2019
Property Address	409 ASHBY LN, SEBREE, KY 42455-9568
Document Number	DEED304/522
Book / Page	DEED 304 / 522
Instrument Date	Dec 17, 2018
Instrument	401901
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	409 ASHBY LN, SEBREE, KY 42455-9568

Mortgage

Document Number	0000401902
Date	Jan 9, 2019
Instrument	401902

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00 (-0.62%)	$299,500 (-)	$299,500 (-)
2023	$3,381.00	$299,500	$299,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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