409 Ash St, Sebastian, FL 32958 Property Records

Indian River County property record for 409 Ash St, Sebastian, FL 32958

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$449,000 (Sep 2026)
Tax Bill	$709 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00002-0360-00007.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00002-0360-00007.0`
Alternative APN	`16397`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior

Location & Zoning

Street Address	409 ASH ST
City	SEBASTIAN
State	FL
Zip	32958-4307
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 01 BLK 36 LOT 7 PBI 5-15
Legal Range	38E
Legal Township	31S
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS
Legal Block	36
Legal Lot Number	7
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4024
Census Tract	50808

Owner

409 Ash St, residential vacant land, is owned and occupied by an individual who bought it in September 2026.

Source: Indian River County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	409 ASH ST, SEBASTIAN, FL 32958-4307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY
Oct 3, 2025	Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Oct 3, 2025 · Amount on File
Deed Document Number	202644881
Deed Book / Page	3890 / 218
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 22, 2026
Property Address	409 ASH ST, SEBASTIAN, FL 32958-4307
Document Number	0000044881
Book / Page	3890 / 218
Instrument Date	Sep 18, 2026
Instrument	202644881
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2026
Title Company	TITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317,443.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 ASH ST, SEBASTIAN, FL 32958-4307

Mortgage

Document Number	0000044882,
Date	Sep 22, 2026
Instrument	202644882

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 3, 2025
Property Address	409 ASH ST, SEBASTIAN, FL 32958-4307
Document Number	0038081463
Book / Page	3808 / 1463
Map Reference	MB 5 PG 14
Instrument Date	Oct 2, 2025
Instrument	3120250049007
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$616.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	988 E 37TH ST, BROOKLYN, NY 11210-3432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 CULVER DR NE, PALM BAY, FL 32907-1132

Tax Assessment & Valuation

The 2025 property tax bill for 409 Ash St was $709, up 8.6% from the year before.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$709.00 (+8.58%)	$61,200 (+9.09%) Land $61,200	$61,200 (+9.09%) Land $61,200
2024	$653.00 (+8.29%)	$56,100 (-) Land $56,100	$56,100 (-) Land $56,100
2023	$603.00 (+24.84%)	$56,100 (+43.48%) Land $56,100	$56,100 (+43.48%) Land $56,100
2022	$483.00	$39,100 Land $39,100	$39,100 Land $39,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Ash St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Ash St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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