409 Arrowhead Dr, Montgomery, AL 36117 Property Records

Montgomery County property record for 409 Arrowhead Dr, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,546 sqft · built 1974
Lot Size	0.55 acres (24,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,139 (2023)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-10-2-002-014.000`

Property Details

APN / Parcel Number

Primary APN	`09-02-10-2-002-014.000`
Alternative APNs	`0309021002002014000` `211650`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
1st Floor Area	2,546 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	24,000 sqft (0.55 acres)
Lot Dimensions	200 ft deep x 120 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Open Porch
Porch Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	211650
Old Parcel Number	0309021002002014000
Street Address	409 ARROWHEAD DR
City	MONTGOMERY
State	AL
Zip	36117-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR-1
Legal Description	0902102002014000
Legal Subdivision	ARROWHEAD PLAT 6
Legal Block	S
Legal Lot Number	2
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2010
Census Tract	5413

Owner

Source: Montgomery County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 ARROWHEAD DR, MONTGOMERY, AL 36117-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2001
Deed Sale	Aug 28, 2001
Deed Document Number	0022870283
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	409 ARROWHEAD DR, MONTGOMERY, AL 36117-4144
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055580522
Date	Mar 12, 2021
Book Page	5558/522

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$27,760 (+15%) Land $3,000 Building $24,760	$277,600 (+15%) Land $30,000 Building $247,600
2023	$1,139.00 Homeowner's exemption	$24,140 Land $3,000 Building $21,140	$241,400 Land $30,000 Building $211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: C Spire Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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