409 Armstrong Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 409 Armstrong Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1913
Lot Size	0.323 acres (14,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Nov 2021)
Tax Bill	$5,080 (2024)
Deeds & Mortgages	Apr 2018 Mortgage May 2019 Mortgage + 2 more
APN	`15-1800002883`

Property Details

APN / Parcel Number

Primary APN	`15-1800002883`
Alternative APN	`1800002883`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,264 sqft
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,075 sqft (0.323 acres)
Lot Dimensions	270 ft deep x 56 ft wide
View / Lot	Waterfront
Deck Area	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1800002883
Street Address	409 ARMSTRONG RD
City	MIDDLE RIVER
State	MD
Zip	21220-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR3.5
Legal Description	HERMAN GUIDO PROPERTY
Legal Subdivision	HERMAN GUIDO PROPERTY
Legal Block	1
Legal Lot Number	2
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1008
Census Tract	451802

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 ARMSTRONG RD, MIDDLE RIVER, MD 21220-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
May 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Nov 18, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 14, 2021	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Book / Page	45835 / 38
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	0458350038
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	409 ARMSTRONG RD, MIDDLE RIVER, MD 21220-2902
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	COURTHOUSE TITLE & SETTLEMEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0401000345
Date	Apr 3, 2018
Book Page	0040100/345

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	409 ARMSTRONG RD, MIDDLE RIVER, MD 21220-2902
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	NEW WORLD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414000072
Date	May 9, 2019
Book Page	41400/072

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 18, 2021
Property Address	409 ARMSTRONG RD, MIDDLE RIVER, MD 21220-2902
Document Number	0458350038
Book / Page	45835 / 38
Map Reference	MB 42 FO 127
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004583541
Date	Nov 18, 2021
Instrument	45835/41

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2036

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 14, 2021
Property Address	409 ARMSTRONG RD, MIDDLE RIVER, MD 21220-2902
Document Number	0449040313
Book / Page	44904 / 313
Map Reference	MB EHK JR 42 FO 127
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	COURTHOUSE TITLE AND SETTLEMENTS, COURTHOUSE TTL & STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4 LONGERON DR, BALTIMORE, MD 21220-4526

Mortgage

Document Number	0044904317
Date	Jun 14, 2021
Instrument	44904/317

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,700 (+10.78%)	$375,100 (+16.17%) Land $237,000 Building $138,100
2024	$5,080.00 (+110.7%)
2023	$2,411.00	$322,900 Land $262,500 Building $60,400	$322,900 Land $262,500 Building $60,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 168 policies
Nearby Flood Policies	168 in force
Nearby Flood Claims	175 (1979–2024)
Claims Outside the SFHA	36 of 175
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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