409 Ardmore Dr, Ferndale, MI 48220 Property Records

Oakland County property record for 409 Ardmore Dr, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,098 sqft · built 1928
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2024)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-229-024`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-229-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	858 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	108 ft deep x 40 ft wide
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	172 sqft
Patio Area	18 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	409 ARDMORE DR
City	FERNDALE
State	MI
Zip	48220-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 34 THE LITTLE FARMS SUB E 40 FT OF W 80 FT OF LOT 148
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	THE LITTLE FARMS SUB
Legal Lot Number	148
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	173500

Owner

Source: Oakland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage EQUITY TRUST COMPANY
Mar 5, 2021	Deed of Trust, Mortgage 200424946 IRA
Mar 25, 2021	Deed of Trust, Mortgage PAUL WEAVER ETAL
May 18, 2022	Quit Claim Deed, Transfer · Commercial Mortgage PML FUNDING LLC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAMONT BERTRAM
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA COM'L LLC
Dec 28, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage MVAA HOMES LLC
Sep 21, 2017	Warranty Deed, Transfer MVAA HOMES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Jun 14, 2024
Deed Document Number	202467685
Deed Book / Page	59432 / 556
Prior Transfer Date	May 29, 2024
Prior Transfer Doc	0000066518
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13148 CANOPY DR, STERLING HEIGHTS, MI 48313-1191

Mortgage

Document Number	0000059455
Date	Mar 5, 2021
Book Page	55834/573
Instrument	59455

Lender

Name	EQUITY TRUST COMPANY
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 W BIG BEAVER RD 2020, 2020, TROY, MI 48084-4925

Mortgage

Document Number	0000059458
Date	Mar 5, 2021
Book Page	55834/589
Instrument	59458

Lender

Name	200424946 IRA
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 W BIG BEAVER RD 2020, 2020, TROY, MI 48084-4925

Mortgage

Document Number	0000076401
Date	Mar 25, 2021
Book Page	55944/496
Instrument	76401

Lender

Name	PAUL WEAVER ETAL
Type	Private Party
Address	7840 CHAPOTON ST, UTICA, MI 48317

Agreement

Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 18, 2022
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Document Number	0000383516
Book / Page	57778 / 812
Instrument Date	Apr 21, 2022
Instrument	383516
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16524 LAUDER ST, 16524, DETROIT, MI 48235-4073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13148 CANOPY DR, STERLING HEIGHTS, MI 48313-1191

Mortgage

Document Number	0057778813
Date	May 18, 2022
Instrument	57778/813

Lender

Name	PML FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2023

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Document Number	0000168373
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13148 CANOPY DR STERLING HEIGHTS MI 483131191, STERLING HEIGHTS, MI 48313-1191

Mortgage

Document Number	0000168373
Date	Aug 24, 2020
Book Page	054703/000222
Instrument	168373

Lender

Name	LAMONT BERTRAM
Address	5647 JUNEBERRY CT, WATERFORD, MI 48329-3488

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 20, 2019
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Document Number	0000133203
Book / Page	053149 / 000527
Instrument Date	Aug 16, 2019
Instrument	133203
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4730 S FORT APACHE RD #300 LAS VEGAS NV 891477947, 300, LAS VEGAS, NV 89147-7947

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Document Number	0000160979
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13148 CANOPY DR STERLING HEIGHTS MI 483131191, STERLING HEIGHTS, MI 48313-1191

Mortgage

Document Number	0000160979
Date	Sep 28, 2018
Book Page	052228/000239
Instrument	160979

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 28, 2017
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Document Number	0000235625
Book / Page	051426 / 000116
Instrument Date	Dec 28, 2017
Instrument	235625
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 TWIN OAKS DR STERLING HEIGHTS MI 483143153, STERLING HEIGHTS, MI 48314-3153

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Document Number	0000127844
Book / Page	050832 / 000041
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13749 GANDER AVE WARREN MI 480886028, WARREN, MI 48088-6028

Mortgage

Document Number	0000127844
Date	Jul 5, 2017
Book Page	050832/000041
Instrument	127844

Lender

Name	MVAA HOMES LLC
Address	55 E LONG LAKE RD # 534, TROY, MI 48085-4738

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 21, 2017
Property Address	409 ARDMORE DR, FERNDALE, MI 48220-2816
Document Number	0000175474
Book / Page	051094 / 000160
Instrument Date	Apr 19, 2017
Instrument	175474
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	409 ARDMORE DR FERNDALE MI 482202816, FERNDALE, MI 48220-2816

Mortgage

Document Number	175475
Date	Sep 21, 2017
Book Page	051094/000161
Instrument	175475

Lender

Name	MVAA HOMES LLC
Address	55 E LONG LAKE RD # 534, TROY, MI 48085-4738

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,556.00 (-36.66%) Homeowner's exemption	$113,270 (+9.08%)	$226,540 (+9.08%)
2024	$8,772.00 (+33.13%)
2023		$103,840	$207,680
2021	$6,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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