Anoka County property record for 409 Aqua Cir, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,793 sqft · built 2017 |
| Lot Size | 0.062 acres (2,685 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Oct 2020) |
| Tax Bill | $3,648 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-31-22-22-0188 |
| Primary APN | 20-31-22-22-0188 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,793 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,685 sqft (0.062 acres) |
| Driveway | Driveway |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 AQUA CIR |
|---|---|
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BLOCK 1 TURNBERRY CROSSING |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 20 |
| Legal Subdivision | TURNBERRY CROSSING |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50237 |
409 Aqua Cir is owned and occupied by an individual who bought it in October 2020.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 AQUA CIR, CIRCLE PINES, MN 55014-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 7, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESERVICES LENDING LLC |
| Mar 23, 2017 | Loan Modification, Mortgage CUSTOM HOME BUILDERS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on File |
| Deed Sale | Oct 9, 2020 · Amount on File |
| Prior Sale | Sep 7, 2017 · Amount on File |
| Deed Document Number | 20202282464001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Oct 9, 2020 |
| Property Address | 409 AQUA CIR, CIRCLE PINES, MN 55014-2718 |
| Document Number | A2282464001 |
| Instrument Date | Sep 4, 2020 |
| Instrument | A2282464.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 AQUA CIR, LINO LAKES, MN 55014-2718 |
| Document Number | A2282464002 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | A2282464.002 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Sep 7, 2017 |
| Property Address | 409 AQUA CIR, CIRCLE PINES, MN 55014-2718 |
| Document Number | A2180364001 |
| Instrument Date | Aug 3, 2017 |
| Instrument | A2180364.001 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | CUSTOM HOME BUILDERS TITLE, CUSTOM HOME BUILDERS TITLE L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.85 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 AQUA CIR, LINO LAKES, MN 55014-2718 |
| Document Number | A2180364002 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | A2180364.002 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 409 AQUA CIR, CIRCLE PINES, MN 55014-2718 |
| Document Number | 2166324001 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1550 91ST AVE NE #110 BLAINE MN 554494388, 110, BLAINE, MN 55449-4388 |
The 2026 property tax bill for 409 Aqua Cir was $3,648 with a homeowner's exemption.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,648.00 Homeowner's exemption | $311,900 Land $80,000 Building $231,900 | $311,900 Land $80,000 Building $231,900 |
| 2024 | $3,266.00 | $301,700 Land $68,600 Building $233,100 | $301,700 Land $68,600 Building $233,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Aqua Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Aqua Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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