Kershaw County property record for 409 Anne St, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 1,628 sqft · built 2001 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,000 (Nov 2017) |
| Tax Bill | $83 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 310-04-0A-017-SDD |
| Primary APN | 310-04-0A-017-SDD |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,628 sqft Gross Area |
| Gross Area | 1,368 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Detached |
| Garage Area | 509 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 170 sqft |
| Account Number | 32391 |
|---|---|
| Old Parcel Number | 310-04-0A-017 SDD |
| Street Address | 409 ANNE ST |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | QUAIL HOLLOW SUBDIV LOT 17 |
| Legal Subdivision | QUAIL HOLLOW SUBD |
| Legal Block | KA |
| Legal Lot Number | 17 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 970403 |
409 Anne St is owned and occupied by two individuals who bought it in November 2017.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 ANNE ST, LUGOFF, SC 29078-9304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Nov 16, 2017 | Grant Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on File |
| Deed Sale | Nov 16, 2017 · Amount on File |
| Deed Document Number | 0000378025 |
| Deed Book / Page | 3780 / 25 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 409 ANNE ST, LUGOFF, SC 29078-9304 |
| Document Number | 0000009670 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 ANNE ST LUGOFF SC 290789304, LUGOFF, SC 29078-9304 |
| Document Number | 0000009670 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 004133/000060 |
| Instrument | 9670 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Nov 16, 2017 |
| Property Address | 409 ANNE ST, LUGOFF, SC 29078-9304 |
| Document Number | 0000009238 |
| Book / Page | 003780 / 000025 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 9238 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $681.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 ANNE ST LUGOFF SC 290789304, LUGOFF, SC 29078-9304 |
| Document Number | 9239 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 003780/000027 |
| Instrument | 9239 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2047 |
The 2025 property tax bill for 409 Anne St was $83.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83.00 | $184,000 Land $25,000 Building $159,000 | $184,000 |
| 2023 | $83.00 | $184,000 Land $25,000 Building $159,000 | $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Anne St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Anne St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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