409 Andrew Ave, #11, Encinitas, CA 92024 Property Records

San Diego County property record for 409 Andrew Ave, #11, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,893 sqft · built 2022
Owner	2 Individual Names on Record
Last Sale	$2,011,500 (Jun 2020)
Tax Bill	$36,649 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`216-071-35-00`

Property Details

APN / Parcel Number

Primary APN	`216-071-35-00`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Building Area	3,893 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	409 ANDREW AVE, 11
City	ENCINITAS
State	CA
Zip	92024-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PAR 2 TR PM21660
Legal Subdivision	PARCEL MAP NO 21660
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 ANDREW AVE, ENCINITAS, CA 92024-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Jun 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRILION CAPITAL FUND LLC
Jun 24, 2020	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	2020327618
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	409 ANDREW AVE # 11, 11, ENCINITAS, CA 92024-1132
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 HERMES AVE, ENCINITAS, CA 92024-1702

Mortgage

Document Number	0000698072
Date	Oct 6, 2021
Instrument	2021-0698072

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	409 ANDREW AVE # 11, 11, ENCINITAS, CA 92024-1132
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 HERMES AVE, ENCINITAS, CA 92024-1702

Mortgage

Document Number	0000450934
Date	Jun 21, 2021
Instrument	2021-0450934

Lender

Name	TRILION CAPITAL FUND LLC
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 16, 2022

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2020
Property Address	409 ANDREW AVE # 11, 11, ENCINITAS, CA 92024-1132
Document Number	0000327618
Instrument Date	Jun 5, 2020
Instrument	327618
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$2,213.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2020 EL CAJON BLVD #308 SAN DIEGO CA 921043874, 308, SAN DIEGO, CA 92104-3874

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,389,856 (+2%) Land $2,275,588 Building $1,114,268
2025	$36,649.00 (+6.52%) Homeowner's exemption	$3,323,389 (+4.04%) Land $2,230,969 Building $1,092,420
2023	$34,407.00 (+8.88%) Homeowner's exemption	$3,194,339 Land $2,144,339 Building $1,050,000
2022	$31,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting, Verizon.

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