Union County property record for 409 Amanda Dr, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,107 sqft · built 1985 |
| Lot Size | 1.31 acres (57,281 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,675 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-117-108 |
| Primary APN | 06-117-108 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,107 sqft Living Area |
| Gross Area | 3,351 sqft |
| 1st Floor Area | 2,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 57,281 sqft (1.31 acres) |
| Garage Type | Attached |
| Garage Area | 1,244 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 383 sqft |
| Deck Area | 530 sqft |
| Patio Area | 530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 409 AMANDA DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-9500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #5 PROVIDENCE WOODS PH3 OPCB112A |
| Legal Subdivision | PROVIDENCE WOODS |
| Legal Tract | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21019 |
409 Amanda Dr is owner-occupied and held in a trust since June 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 409 AMANDA DR, MATTHEWS, NC 28104-9500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 10, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0008741804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 409 AMANDA DR, MATTHEWS, NC 28104-9500 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 409 AMANDA DR, STALLINGS, NC 28104-9500 |
| Document Number | 0000928691 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 9286/91 |
| Instrument | 1040 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 10, 2023 |
| Property Address | 409 AMANDA DR, MATTHEWS, NC 28104-9500 |
| Document Number | 0008741804 |
| Book / Page | 8741 / 804 |
| Map Reference | CAB B FILE 112A |
| Instrument Date | Jun 21, 2023 |
| Instrument | 16425 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 AMANDA DR, MATTHEWS, NC 28104-9500 |
| Name | Verified Name |
|---|---|
| Address | 409 AMANDA DR, MATTHEWS, NC 28104-9500 |
The 2025 property tax bill for 409 Amanda Dr was $2,675.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,600 (-) Land $144,200 Building $391,400 | $535,600 (-) Land $144,200 Building $391,400 | |
| 2025 | $2,675.00 | $535,600 Land $144,200 Building $391,400 | $535,600 Land $144,200 Building $391,400 |
| 2023 | $2,295.00 (+7.65%) | $362,700 (-) Land $91,900 Building $270,800 | $362,700 (-) Land $91,900 Building $270,800 |
| 2022 | $2,132.00 | $362,700 Land $91,900 Building $270,800 | $362,700 Land $91,900 Building $270,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Amanda Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Amanda Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Windstream.
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