Madison County property record for 409 Abbington Ct, Berea, KY 40403
| Property Type | Other |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $52,000 (Aug 2023) |
| Tax Bill | $4,922 (2025) |
| Deeds & Mortgages | Jan 2024 Construction Loan Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0085-001B-0020 |
| Primary APN | 0085-001B-0020 |
|---|---|
| Alternative APNs |
|
| Account Number | 71512 |
|---|---|
| Street Address | 409 ABBINGTON CT |
| City | BEREA |
| State | KY |
| Zip | 40403-9372 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | BERKLEY HALL LOT 20 PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10901 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 123 N KEENELAND DR, RICHMOND, KY 40475-8687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Aug 24, 2023 | Deed, Transfer · Commercial Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Deed Document Number | 2014163472 |
| Deed Book / Page | D842 / 555 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | ABBINGTON CT, BEREA, KY 40403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M2279/73 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | M2279/73 |
| Instrument | 2014187066 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 7% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 13% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 24, 2023 |
| Property Address | ABBINGTON CT, BEREA, KY 40403 |
| Document Number | 00D842/555 |
| Book / Page | D842 / 555 |
| Map Reference | MB 30 PG 202 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2014163472 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2404 LEXINGTON RD, RICHMOND, KY 40475-9136 |
| Name | Verified Name |
|---|---|
| Address | 521 BLUE SPRUCE DR, RICHMOND, KY 40475-8044 |
| Document Number | 2014163473 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 2014163473 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2028 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,922.00 Additional exemption filed | $522,000 | $522,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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