409 A St, Saint Libory, NE 68872 Property Records

Howard County property record for 409 A St, Saint Libory, NE 68872

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`471005157`

Property Details

APN / Parcel Number

Primary APN	`471005157`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	112 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 A ST
City	SAINT LIBORY
State	NE
Zip	68872-2861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	(#291-1) LOT 5 BLOCK 5 ST LIBORY
Legal Subdivision	ST LIBORY
Legal Block	5
Legal Lot Number	5
Jurisdiction	HOWARD NE
Township / Civil Division	ST. LIBORY
Census Block Group	2
Census Block	2058
Census Tract	970500

Owner

Source: Howard County records · APN 471005157

Assessment roll updated March 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 A ST, SAINT LIBORY, NE 68872-2861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Jul 22, 2013
Deed Document Number	2026665
Deed Book / Page	2026 / 2941
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Jun 15, 2026
Property Address	409 A ST, SAINT LIBORY, NE 68872-2861
Document Number	0000000665
Book / Page	2026 / 2941
Instrument Date	Jun 11, 2026
Instrument	2026665
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	GRAND ISLAND ABSTRACT ESCROW TITLE, GRAND ISLAND ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28,118.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 A ST, SAINT LIBORY, NE 68872-2861

Mortgage

Document Number	0000000666,
Date	Jun 15, 2026
Instrument	2026666

Lender

Name	CENTRIS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated March 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Unified School District	Northwest Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$157,256 (+15.86%) Land $23,049 Building $134,207	$157,256 (+15.86%) Land $23,049 Building $134,207
2023	Homeowner's exemption	$135,735 Land $18,049 Building $117,686	$135,735 Land $18,049 Building $117,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 8, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 43 locations within half a mile of this property.

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