Loudon County property record for 409 A St, Loudon, TN 37774
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 1920 |
| Lot Size | 0.143 acres (6,225 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jul 2021) |
| Tax Bill | $1,071 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020K-I-035.00 |
| Primary APN | 020K-I-035.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,592 sqft Gross Area |
| 1st Floor Area | 1,592 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,225 sqft (0.143 acres) |
| Lot Dimensions | 143 ft deep x 45 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 A ST |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R2 |
| Legal Description | PAYNE MAP OF LENOIR CITY BLK: 0025 02 023I F 023I 04100 000 PT. 22; LOT 21 45X142.5 |
| Legal Subdivision | PAYNE MAP OF LENOIR CITY |
| Legal Block | 25 |
| Legal Lot Number | 21 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 60203 |
409 A St, a commercial property, is owned by an individual who bought it in July 2021.
Source: Loudon County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 168 KAWGA WAY, LOUDON, TN 37774-2802 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Warranty Deed, Transfer PEOPLES BANK OF THE SOUTH |
| Aug 29, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on File |
| Deed Sale | Jul 14, 2021 · Amount on File |
| Prior Sale | Nov 2, 2016 · Amount on File |
| Deed Document Number | 20219037 |
| Deed Book / Page | 437 / 322 |
| Transfer Doc | 00D336/603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jul 14, 2021 |
| Property Address | 409 N A ST, LENOIR CITY, TN 37771-1801 |
| Document Number | 0D0437/322 |
| Book / Page | D0437 / 322 |
| Map Reference | CAB D SL 102 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 21009037 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | ADMIRAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 168 KAWGA WAY, LOUDON, TN 37774-2802 |
| Document Number | 0T1541/281 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | T1541/281 |
| Instrument | 21009038 |
| Name | PEOPLES BANK OF THE SOUTH |
|---|---|
| Type | Bank |
| Address | LA FOLLETTE, TN 37766 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Aug 29, 2017 |
| Property Address | 409 N A ST, LENOIR CITY, TN 37771-1801 |
| Document Number | 00D396/741 |
| Book / Page | D396 / 741 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 17007451 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | RADIANT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 CROWN LN, POWELL, TN 37849 |
| Document Number | 0017007452 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 17007452 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 409 A St was $1,071, up 146.8% from the year before.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Lenoir City |
| Unified School District | Lenoir City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,071.00 (+146.77%) | $45,880 (-) Land $5,560 Building $40,320 | $114,700 Land $13,900 Building $100,800 |
| 2024 | $434.00 | $45,880 (-) Land $5,560 Building $40,320 | |
| 2023 | $45,880 (-) Land $5,560 Building $40,320 | ||
| 2022 | $457.00 | $45,880 Land $5,560 Building $40,320 | $114,700 (-) Land $13,900 Building $100,800 |
| 2021 | $114,700 Land $13,900 Building $100,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 A St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 A St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LENOIR CITY UTILITY BOARD serves 34,786 people · EPA ID TN0000396 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Apr 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Lenoir City Utility Board Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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