Sacramento County property record for 409 A St, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,302 sqft · built 1962 |
| Lot Size | 0.153 acres (6,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Sep 2025) |
| Tax Bill | $814 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0163-011-0000 |
| Primary APN | 150-0163-011-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,302 sqft Living Area |
| 1st Floor Area | 1,842 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,663 sqft (0.153 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 A ST |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | STENSTRUM KOEHN TRACT, LOT 20 |
| Legal Subdivision | STENSTRUM KOEHN TRACT |
| Legal Lot Number | 20 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 9503 |
Source: Sacramento County records · APN 150-0163-011-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 A ST, GALT, CA 95632-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 25, 2025 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 30, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Deed Book / Page | 20250925 / 617 |
| Prior Transfer Date | Jul 26, 2021 |
| Prior Transfer Doc | 7300000001463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 25, 2025 |
| Property Address | 409 A ST, GALT, CA 95632-1552 |
| Document Number | 0000000617 |
| Map Reference | MB 29 MAP 7 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 202509250617 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 409 A ST, GALT, CA 95632-1552 |
| Document Number | 0000000618 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 202509250618 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 409 A ST, GALT, CA 95632-1552 |
| Document Number | 0000001463 |
| Map Reference | MB 29 MAP 7 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 202107301463 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 409 A ST, GALT, CA 95632-1552 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $430,000 (+452.61%) Land $115,000 Building $315,000 | |
| 2025 | $814.00 (+4.76%) | $77,812 (+4.04%) Land $8,144 Building $69,668 |
| 2024 | $777.00 (+1.83%) | |
| 2023 | $763.00 (+4.52%) Homeowner's exemption | $74,792 Land $7,829 Building $66,963 |
| 2022 | $730.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 500 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GALT serves 26,536 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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