Pinellas County property record for 409 89th Ave, Saint Pete Beach, FL 33706
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,549 sqft · built 1957 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Feb 2019) |
| Tax Bill | $3,594 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-755-8901-0 |
| Primary APN | C62-000-755-8901-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,549 sqft Living Area |
| Gross Area | 1,997 sqft |
| 1st Floor Area | 1,549 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | H-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 117 sqft |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R276150 |
|---|---|
| Street Address | 409 89TH AVE |
| City | ST PETE BEACH |
| State | FL |
| Zip | 33706-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST PETERSBURG BEACH NORTH UNIT NO. 8 BLK 109, LOT 2 |
| Legal Range | 15E |
| Legal Township | 31S |
| Legal Section | 25 |
| Legal Subdivision | ST PETERSBURG BEACH |
| Legal Tract | 78282 |
| Legal Block | 109 |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETE BEACH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 28004 |
409 89th Ave is owned and occupied by an individual who bought it in February 2019.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 89TH AVE, ST PETE BEACH, FL 33706-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Aug 20, 2019 | Deed of Trust, Mortgage MORTGAGE FIRM |
| Feb 1, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Jul 12, 2017 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on File |
| Deed Sale | Feb 1, 2019 · Amount on File |
| Prior Sale | Jul 12, 2017 · Amount on File |
| Deed Document Number | 201934279 |
| Deed Book / Page | 20415 / 1307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 409 89TH AVE, ST PETE BEACH, FL 33706-1409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 89TH AVE, ST PETE BEACH, FL 33706-1409 |
| Document Number | 0213310940 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 21331/940 |
| Instrument | 2021004193 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 409 89TH AVE, ST PETE BEACH, FL 33706-1409 |
| Document Number | 0206771539 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 89TH AVE ST PETE BEACH FL 337061409, ST PETE BEACH, FL 33706-1409 |
| Document Number | 0206771539 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 020677/001539 |
| Instrument | 281117 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 1, 2019 |
| Property Address | 409 89TH AVE, ST PETE BEACH, FL 33706-1409 |
| Document Number | 0204151307 |
| Book / Page | 020415 / 001307 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 34279 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,296.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 89TH AVE ST PETE BEACH FL 337061409, ST PETE BEACH, FL 33706-1409 |
| Document Number | 204151309 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 020415/001309 |
| Instrument | 34280 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 12, 2017 |
| Property Address | 409 89TH AVE, ST PETE BEACH, FL 33706-1409 |
| Document Number | 0197000086 |
| Book / Page | 019700 / 000086 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 214728 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 89TH AVE ST PETE BEACH FL 337061409, ST PETE BEACH, FL 33706-1409 |
| Document Number | 197000088 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 019700/000088 |
| Instrument | 214729 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2047 |
The 2025 property tax bill for 409 89th Ave was $3,594 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | St. Pete Beach City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,594.00 Homeowner's exemption | $255,957 | $347,160 Land $276,804 Building $70,356 |
| 2023 | $4,225.00 (+2.28%) Homeowner's exemption | $297,458 (+3%) | $561,703 (+21.93%) Land $431,512 Building $130,191 |
| 2022 | $4,131.00 Homeowner's exemption | $288,794 | $460,695 Land $359,344 Building $101,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 89th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 221 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 992 units insured incl. 771 condo units |
| Nearby Flood Claims | 412 (1979–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 89th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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