409 87th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 409 87th Ave, Saint Pete Beach, FL 33706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,677 sqft · built 1956
Lot Size0.17 acres (7,401 sqft)
OwnerIndividual Name on File
Last Sale$695,000 (Jul 2023)
Tax Bill$5,743 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-755-8864-0

Property Details

APN / Parcel Number

Primary APNC62-000-755-8864-0
Alternative APNs
  • 25-31-15-78264-106-0020
  • 311525782641060020
  • 153125782641060020
  • R276113

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,677 sqft Living Area
Gross Area2,020 sqft
1st Floor Area1,677 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,401 sqft (0.17 acres)
Lot Dimensions100 ft deep x 74 ft wide
Garage TypeAttached
Garage Area247 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area55 sqft
Patio Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR276113
Street Address409 87TH AVE
CityST PETE BEACH
StateFL
Zip33706-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST PETERSBURG BEACH NORTH UNIT NO. 7 BLK 106, LOT 2
Legal Range15E
Legal Township31S
Legal Section25
Legal SubdivisionST PETERSBURG BEACH
Legal Tract78264
Legal Block106
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETE BEACH
Census Block Group2
Census Block2004
Census Tract28004

Owner

409 87th Ave is owned and occupied by an individual who bought it in July 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address409 87TH AVE, ST PETE BEACH, FL 33706-1405
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2023 · Amount on File
Deed SaleJul 28, 2023 · Amount on File
Prior SaleJun 10, 2009 · Amount on File
Deed Document Number2023196285
Deed Book / Page22518 / 2215
Transfer Doc9301001018
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 28, 2023
Property Address409 87TH AVE, ST PETE BEACH, FL 33706-1405
Document Number0225182215
Book / Page22518 / 2215
Map ReferenceMB 36 PG 42
Instrument DateJul 26, 2023
Instrument2023196285
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanyMILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,865.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16307 ARMSTRONG PL, TAMPA, FL 33647-1398

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 87TH AVE, ST PETE BEACH, FL 33706-1405

Mortgage

Document Number0225182217
DateJul 28, 2023
Instrument22518/2217
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 409 87th Ave was $5,743 with a homeowner's exemption, down 30.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySt. Pete Beach City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,743.00 (-30.77%) Homeowner's exemption$391,723 Land $276,962 Building $114,761$391,723 Land $276,962 Building $114,761
2024$8,296.00 (+13.88%)
2023$7,285.00 (+15.52%)$569,261 (+26.3%)$569,261 (+26.3%) Land $424,972 Building $144,289
2022$6,306.00$450,723$450,723 Land $341,469 Building $109,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 87th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 221 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies992 units insured
incl. 771 condo units
Nearby Flood Claims412 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 250 claims
  • Tropical Storm Josephine, Oct 1996 · 24 claims
  • Hurricane Elena, Sep 1985 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 87th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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