Codington County property record for 409 5th St SE, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1910 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,455 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010541 |
| Primary APN | 010541 |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 154 ft deep x 50 ft wide |
| Street Address | 409 5TH ST SE |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-4452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 55 2ND RAILWAY ADD |
| Legal Subdivision | 2ND RAILWAY ADD |
| Legal Block | 55 |
| Legal Lot Number | 3 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 954401 |
409 5th St SE, a single family home, is owned by an individual.
Source: Codington County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1022 2ND ST NW, WATERTOWN, SD 57201-1415 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 409 5th St SE was $1,455.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,455.00 | $109,540 (-) Land $31,209 Building $78,331 |
| 2025 | $1,455.00 (+0.48%) | $109,540 Land $31,209 Building $78,331 |
| 2024 | $1,448.00 | |
| 2023 | $102,973 Land $28,372 Building $74,601 | |
| 2022 | $1,460.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 409 5th St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 5th St SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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