409 5th Ave NE, Byron, MN 55920 Property Records

Olmsted County property record for 409 5th Ave NE, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,076 sqft · built 1999
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,300 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75.33.22.054475`

Property Details

APN / Parcel Number

Primary APN	`75.33.22.054475`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	802 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 5TH AVE NE
City	BYRON
State	MN
Zip	55920-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-107 RANGE-015 BEARWOOD ESTATES 1ST SUB LOT-003 BLOCK-002 LOT 3 BLK 2
Legal Range	15
Legal Township	107
Legal Section	33
Legal Subdivision	BEARWOOD ESTATES 1ST SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2002
Census Tract	1800

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 5TH AVE NE, BYRON, MN 55920-1495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit SMMOK EMPLOYEES FEDERAL CREDIT UNION
Jan 11, 2019	Deed of Trust, Mortgage MAYO EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2009
Deed Sale	Aug 26, 2009
Prior Sale	Aug 1, 2008 · Amount on Record
Deed Document Number	20091210628
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Recording Date	May 13, 2026
Property Address	409 5TH AVE NE, BYRON, MN 55920-1495
Document Number	0001644672
Instrument Date	May 8, 2026
Instrument	20261644672
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 5TH AVE NE, BYRON, MN 55920-1495

Mortgage

Document Number	0001644672,
Date	May 13, 2026
Instrument	20261644672

Lender

Name	SMMOK EMPLOYEES FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2041

Interest

Rate	5.74%
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	409 5TH AVE NE, BYRON, MN 55920-1495
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1465329
Date	Jan 11, 2019
Instrument	A-1465329

Lender

Name	MAYO EMPLOYEES CU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2029

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,300.00 (+5.2%) Homeowner's exemption
2025	$5,038.00 Homeowner's exemption	$317,300 (-3%) Land $52,300 Building $265,000	$333,800 (+2.05%) Land $55,000 Building $278,800
2024		$327,100 Land $55,000 Building $272,100	$327,100 Land $55,000 Building $272,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: T-Mobile, Verizon.

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