Itasca County property record for 409 4th St SE, Deer River, MN 56636
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 768 sqft · built 1897 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,500 (Dec 2022) |
| Tax Bill | $2,226 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance Mar 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 89-480-1960 |
| Primary APN | 89-480-1960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Base Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Width | 62.5 ft Width |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 143714 |
|---|---|
| Street Address | 409 4TH ST SE |
| City | DEER RIVER |
| State | MN |
| Zip | 56636-8616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | ALL LOTS 13-14 S 12 1/2' OF LOT 15 BLK 19 |
| Legal Range | 25W |
| Legal Township | 145 |
| Legal Section | 36 |
| Legal Subdivision | ITASCA CITY |
| Legal Block | 19 |
| Legal Lot Number | 13-14 |
| Jurisdiction | ITASCA MN |
| Township / Civil Division | DEER RIVER |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 480302 |
Source: Itasca County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 4TH ST SE, DEER RIVER, MN 56636-8616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHVIEW BANK |
| Mar 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 13, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on Record |
| Deed Sale | Dec 1, 2022 · Amount on Record |
| Prior Sale | Nov 1, 2012 · Amount on Record |
| Deed Document Number | 20221495441 |
| Prior Transfer Date | Dec 15, 2010 |
| Prior Transfer Doc | 0000650068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 409 4TH ST SE, DEER RIVER, MN 56636-8616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MIDLAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | A000746040 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | A000746040 |
| Name | NORTHVIEW BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 409 4TH ST SE, DEER RIVER, MN 56636-8616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000786909 |
|---|---|
| Date | Mar 13, 2025 |
| Instrument | A000786909 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ITASCA MN |
| Recording Date | Dec 13, 2022 |
| Property Address | 409 4TH ST SE, DEER RIVER, MN 56636-8616 |
| Document Number | A000768957 |
| Instrument Date | Dec 1, 2022 |
| Instrument | A000768957 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 4TH ST SE, DEER RIVER, MN 56636-8616 |
| Investor | Possibly a Property Investor |
| Document Number | A000768958 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | A000768958 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2054 |
Source: Itasca County assessment roll, as of August 14, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Itasca County |
| Municipality | Deer River City |
| Unified School District | Deer River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,226.00 (+5.1%) | ||
| 2025 | $127,700 (+34.99%) Land $4,700 Building $123,000 | $127,700 (+34.99%) Land $4,700 Building $123,000 | |
| 2024 | $2,118.00 | ||
| 2022 | $94,600 Land $4,700 Building $89,900 | $94,600 Land $4,700 Building $89,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Deer River serves 942 people · EPA ID MN1310007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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