409 43rd St, Lubbock, TX 79404 Property Records

Lubbock County property record for 409 43rd St, Lubbock, TX 79404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1947
Lot Size	0.154 acres (6,720 sqft)
Owner	Company Name on Record
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R31766`

Property Details

APN / Parcel Number

Primary APN	`R31766`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,172 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	131 ft deep x 51.2 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	409 43RD ST
City	LUBBOCK
State	TX
Zip	79404-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	WOOD E M BLK 2 L 2
Legal Subdivision	WOOD E M
Legal Block	2
Legal Lot Number	2
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2005
Census Tract	2402

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 12090, LUBBOCK, TX 79452-2090
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST
May 16, 2018	Deed of Trust, Mortgage FIRST UNITED BK
Nov 8, 2017	Warranty Deed, Transfer SERVICE TITLE COMPANY
Nov 1, 2017	Warranty Deed, Transfer SERVICE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017
Deed Sale	Nov 8, 2017
Prior Sale	Nov 1, 2017
Deed Document Number	2017040177
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	409 43RD ST, LUBBOCK, TX 79404-3313
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031371
Date	Aug 11, 2023
Instrument	2023031371

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 7, 2028

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	409 43RD ST, LUBBOCK, TX 79404-3313
Document Number	0000019118
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12090 LUBBOCK TX 794522090, LUBBOCK, TX 79452-2090

Mortgage

Document Number	0000019118
Date	May 25, 2018
Instrument	19118

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79416

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 24, 2023

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Nov 8, 2017
Property Address	409 43RD ST, LUBBOCK, TX 79404-3313
Document Number	0000040177
Instrument Date	Nov 7, 2017
Instrument	40177
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	SERVICE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12090 LUBBOCK TX 794522090, LUBBOCK, TX 79452-2090

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Nov 1, 2017
Property Address	409 43RD ST, LUBBOCK, TX 79404-3313
Document Number	0000039417
Instrument Date	Oct 31, 2017
Instrument	39417
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	SERVICE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5807 91ST ST LUBBOCK TX 794243624, LUBBOCK, TX 79424-3624

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00 (+15.88%)	$69,736 (-13.7%) Land $18,000 Building $51,736	$69,736 (-13.7%) Land $18,000 Building $51,736
2024	$1,064.00 (-29.16%)
2023	$1,502.00 (+27.83%)	$80,804 Land $1,024 Building $79,780	$80,804 Land $1,024 Building $79,780
2022	$1,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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