409 40th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 409 40th St, Sunset Beach, NC 28468

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,740 sqft · built 1982
Lot Size0.11 acres (4,629 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (May 2026)
Tax Bill$3,466 (2025)
Deeds & MortgagesMay 2026 Sale
Jun 2023 Line of Credit
Flood ZoneZone AE (high risk)
APN263AC005

Property Details

APN / Parcel Number

Primary APN263AC005
Alternative APNs
  • 104415636195
  • 61098620

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,740 sqft Heated Area
Gross Area1,956 sqft
1st Floor Area1,644 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1992
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,629 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number61098620
Street Address409 40TH ST
CitySUNSET BEACH
StateNC
Zip28468-4131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBR2
Legal DescriptionL-11 B-41 SSB PLAT 7/64-64A
Legal SubdivisionPLAN OF SUNSET BEACH
Legal Block41
Legal Lot Number11
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group1
Census Block1028
Census Tract20512

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 40TH ST, SUNSET BEACH, NC 28468-4131
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 26, 2023Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT EMPLOYEES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleJul 1, 1999 · Amount on Record
Deed Document Number2026
Deed Book / Page5556 / 794
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMay 12, 2026
Property Address409 40TH ST, SUNSET BEACH, NC 28468-4131
Document Number5556000794
Book / Page5556 / 794
Instrument DateApr 24, 2026
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$171,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 40TH ST, SUNSET BEACH, NC 28468-4131

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address409 40TH ST, SUNSET BEACH, NC 28468-4131
Transaction TypeMortgage
Record UpdatedJul 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 4TH ST, SHALLOTTE, NC 28468-4007

Mortgage

Document Number0050350552
DateJun 26, 2023
Book Page5035/552
Lender
NameLOCAL GOVERNMENT EMPLOYEES FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalitySunset Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,466.00 (+0.03%)$650,500 (-) Land $290,000 Building $360,500$650,500 (-) Land $290,000 Building $360,500
2024$3,465.00
2023$650,500 Land $290,000 Building $360,500$650,500 Land $290,000 Building $360,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 970 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,102 units insured
incl. 132 condo units
Nearby Flood Claims210 (1979–2022)
Claims Outside the SFHA6 of 210
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims
  • Hurricane Bonnie, Aug 1998 · 53 claims
  • Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 40th St

Nearby Streets

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