Clay County property record for 409 3rd St NE, Dilworth, MN 56529
| Property Type | Single Family Home |
|---|---|
| Details | built 1963 |
| Lot Size | 0.3 acres (12,913 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,500 (Jan 2010) |
| Tax Bill | $3,000 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52.225.0080 |
| Primary APN | 52.225.0080 |
|---|
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 12,913 sqft (0.3 acres) |
| Street Address | 409 3RD ST NE |
|---|---|
| City | DILWORTH |
| State | MN |
| Zip | 56529-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME HOUGES 2ND ADD LOT 011 BLOCK 001 SUBDIVISIONCD 52225 N1/2 OF LOT 11 & ALL OF 12 BLK 1 & S30' OF VAC 5TH AVE N |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | HOUGES 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | DILWORTH |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 30112 |
Source: Clay County records · APN 52.225.0080
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 3RD ST NE, DILWORTH, MN 56529-1140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Jan 14, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Jun 20, 2018 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Jan 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2010 · Amount on Record |
| Deed Sale | Jan 25, 2010 · Amount on Record |
| Prior Sale | Feb 09, 2009 |
| Deed Document Number | 2010679261 |
| Prior Transfer Date | Feb 06, 2009 |
| Prior Transfer Doc | 0000664837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 409 3RD ST NE, DILWORTH, MN 56529-1140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000839818 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 839818 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 05, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 409 3RD ST NE, DILWORTH, MN 56529-1140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000825063 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 825063 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 409 3RD ST NE, DILWORTH, MN 56529-1140 |
| Document Number | 0000781343 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 409 3RD ST NE DILWORTH MN 565291140, DILWORTH, MN 56529-1140 |
| Document Number | 0000781343 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 781343 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 43125 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jan 24, 2018 |
| Property Address | 409 3RD ST NE, DILWORTH, MN 56529-1140 |
| Document Number | 0000776765 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 776765 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 3RD ST NE DILWORTH MN 565291140, DILWORTH, MN 56529-1140 |
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Dilworth City |
| Unified School District | Dilworth-Glyndon-Felton (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,000.00 (+7.6%) | ||
| 2025 | $215,300 (+3.41%) Land $38,300 Building $177,000 | $215,300 (+3.41%) Land $38,300 Building $177,000 | |
| 2023 | $2,788.00 Homeowner's exemption | $208,200 Land $38,300 Building $169,900 | $208,200 Land $38,300 Building $169,900 |
Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Dilworth serves 4,918 people |
|---|---|
| Water Source | Purchased surface water from Moorhead |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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