409 3rd St, Mount Pleasant, IA 52641 Property Records

Henry County property record for 409 3rd St, Mount Pleasant, IA 52641

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 2016
Lot Size	0.333 acres (14,520 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Oct 2021)
Tax Bill	$842 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070040235700600`

Property Details

APN / Parcel Number

Primary APN	`070040235700600`
Alternative APN	`040332500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asbestos
Lot Area	14,520 sqft (0.333 acres)
Lot Dimensions	132 ft deep x 110 ft wide
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 3RD ST
City	MOUNT PLEASANT
State	IA
Zip	52641-8556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRENTON ORIG PLAT LT 8 BLK 9 & E60' ALLEY N & ADJ & S132' VAC ST BTWN BLKS 9 & 10
Legal Subdivision	ORIGINAL PLAT OF TRENTON
Legal Block	9,10
Legal Lot Number	8
Jurisdiction	HENRY IA
Township / Civil Division	TRENTON
Census Block Group	4
Census Block	4078
Census Tract	970100

Owner

409 3rd St is owned and occupied by an individual who bought it in October 2021.

Source: Henry County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	409 3RD ST, MOUNT PLEASANT, IA 52641-8556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2017	Deed of Trust, Mortgage WAYLAND STATE BANK
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Deed Document Number	20212684
Deed Book / Page	2021 / 2684
Prior Transfer Date	Sep 29, 2015
Prior Transfer Doc	2015/2501
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IA
Property Address	409 3RD ST, MOUNT PLEASANT, IA 52641-8556
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0662
Date	Mar 24, 2017
Book Page	2017/0662
Instrument	0662

Lender

Name	WAYLAND STATE BANK
Type	Bank
Address	MOUNT PLEASANT, IA 52641

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IA
Recording Date	Oct 8, 2021
Property Address	409 3RD ST, MOUNT PLEASANT, IA 52641-8556
Document Number	02021/2684
Book / Page	2021 / 2684
Instrument Date	Oct 6, 2021
Instrument	21-2684
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 3RD ST, MOUNT PLEASANT, IA 52641-8556

Mortgage

Document Number	02021/2685
Date	Oct 8, 2021
Book Page	2021/2685
Instrument	21-2685

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 409 3rd St was $842 with a homeowner's exemption, up 2.7% from the year before.

Source: Henry County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Henry County
Unified School District	Mount Pleasant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$842.00 (+2.68%)	$72,630 (-) Land $6,340 Building $66,290	$72,630 (-) Land $6,340 Building $66,290
2025	$820.00 Homeowner's exemption	$72,630 Land $6,340 Building $66,290	$72,630 Land $6,340 Building $66,290
2024	$820.00
2023		$65,500 Land $6,340 Building $59,160	$65,500 Land $6,340 Building $59,160
2022	$804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER (MOUNT PLEASANT) serves 1,465 people · EPA ID IA4453901
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalona Cooperative Telephone Company Fiber · Fixed Wireless	1,000 / 1,000
Liberty Communications Fixed Wireless	500 / 200
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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