Osceola County property record for 409 3rd Ave, Sibley, IA 51249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,154 sqft · built 1900 |
| Lot Size | 0.326 acres (14,220 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $626 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 330020704000 |
| Primary APN | 330020704000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 580 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 580 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,220 sqft (0.326 acres) |
| Lot Dimensions | 158 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 218 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 409 3RD AVE |
|---|---|
| City | SIBLEY |
| State | IA |
| Zip | 51249-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4-5-6 S 90' SUB DIV F BLK 7 CHASE'S ADDITION |
| Legal Subdivision | CHASE'S ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 4-6,S90 |
| Jurisdiction | OSCEOLA IA |
| Township / Civil Division | WEST HOLMAN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 460100 |
409 3rd Ave is owned and occupied by an individual.
Source: Osceola County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 3RD AVE, SIBLEY, IA 51249-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIBLEY STATE BANK |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit SIBLEY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 409 3RD AVE, SIBLEY, IA 51249-1222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1299 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 2021/1299 |
| Instrument | 20211299 |
| Name | SIBLEY STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 409 3RD AVE, SIBLEY, IA 51249-1222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/486 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 2017/486 |
| Instrument | 20170486 |
| Name | SIBLEY STATE BANK |
|---|---|
| Type | Bank |
| Address | SIBLEY, IA 51249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 409 3rd Ave was $626 with a homeowner's exemption.
Source: Osceola County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Osceola County |
| Municipality | Sibley City |
| Unified School District | Sibley-Ocheyedan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 Homeowner's exemption | $58,130 Land $8,030 Building $50,100 | $58,130 Land $8,030 Building $50,100 |
| 2024 | $626.00 | ||
| 2023 | $58,610 Land $8,030 Building $50,580 | $58,610 Land $8,030 Building $50,580 | |
| 2022 | $562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIBLEY PUBLIC WATER SUPPLY serves 2,860 people · EPA ID IA7245047 |
|---|---|
| Water Source | Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTEM |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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