409 3rd Ave E, Oskaloosa, IA 52577 Property Records

Mahaska County property record for 409 3rd Ave E, Oskaloosa, IA 52577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,134 sqft · built 1920
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on File
Last Sale	$66,500 (Jun 2007)
Tax Bill	$1,774 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1118358003`

Property Details

APN / Parcel Number

Primary APN	`1118358003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Basement Area	567 sqft
Unfinished Basement	567 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	576 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	409 3RD AVE E
City	OSKALOOSA
State	IA
Zip	52577-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 1 HOUTZS A DD & S 1/2 VAC ALLEY N
Legal Range	15W
Legal Township	75N
Legal Section	18
Legal Subdivision	HOUTZ - OSKALOOSA
Legal Block	1
Legal Lot Number	3
Jurisdiction	MAHASKA IA
Township / Civil Division	OSKALOOSA
Census Block Group	2
Census Block	2003
Census Tract	950700

Owner

409 3rd Ave E is owned and occupied by two individuals who bought it in June 2007.

Source: Mahaska County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 3RD AVE E, OSKALOOSA, IA 52577-3327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage CITY OF OSKALOOSA
Oct 12, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2007 · Amount on File
Deed Sale	Jun 22, 2007 · Amount on File
Deed Document Number	20072170
Deed Book / Page	2007 / 2170
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHASKA IA
Property Address	409 3RD AVE E, OSKALOOSA, IA 52577-3327
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2976
Date	Oct 13, 2017
Book Page	2017/2976
Instrument	2017-2976

Lender

Name	CITY OF OSKALOOSA
Type	Government Agency
Address	OSKALOOSA, IA 52577

Agreement

Amount	Amount on Record

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHASKA IA
Recording Date	Oct 12, 2017
Property Address	409 3RD AVE E, OSKALOOSA, IA 52577-3327
Document Number	02017/2959
Book / Page	2017 / 2959
Instrument Date	Oct 10, 2017
Instrument	2017-2959
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 3RD AVE E, OSKALOOSA, IA 52577-3327

Mortgage

Document Number	02017/2960
Date	Oct 12, 2017
Book Page	2017/2960
Instrument	2017-2960

Lender

Name	BANK IOWA
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 409 3rd Ave E was $1,774 with a homeowner's exemption.

Source: Mahaska County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mahaska County
Municipality	Oskaloosa City
Unified School District	Oskaloosa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,774.00	$107,490 (-) Land $12,240 Building $95,250	$107,490 (-) Land $12,240 Building $95,250
2025	$1,774.00 (+23.88%) Homeowner's exemption	$107,490 Land $12,240 Building $95,250	$107,490 Land $12,240 Building $95,250
2024	$1,432.00
2023		$89,980 Land $12,240 Building $77,740	$89,980 Land $12,240 Building $77,740
2022	$1,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 3rd Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 3rd Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSKALOOSA MUNICIPAL WATER DEPT serves 12,808 people · EPA ID IA6273005
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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