Okaloosa County property record for 409 31st St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,256 sqft · built 1976 |
| Lot Size | 0.206 acres (8,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,500 (Aug 2002) |
| Tax Bill | $2,741 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-9423-1 |
| Primary APN | C56-000-592-9423-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,256 sqft Heated Area |
| Gross Area | 1,600 sqft |
| 1st Floor Area | 1,256 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,999 sqft (0.206 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Finished |
| Garage Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 409 31ST ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HELMS & ALLEN S/D LOT 18 & W1/2 LOT 19 BLK 7 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 07 |
| Legal Subdivision | ALLEN S/D |
| Legal Block | 7 |
| Legal Lot Number | 18 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21101 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 4446, HUNTSVILLE, AL 35815-4446 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2002 · Amount on Record |
| Deed Sale | Aug 19, 2002 · Amount on Record |
| Deed Document Number | 1945443 |
| Deed Book / Page | 2375 / 4923 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,741.00 (+16.34%) | $199,705 (+5.57%) Land $62,138 Building $137,567 | $199,705 (+5.57%) Land $62,138 Building $137,567 |
| 2023 | $2,356.00 (+9.63%) | $189,162 (+6.07%) Land $52,449 Building $136,713 | $189,162 (+6.07%) Land $52,449 Building $136,713 |
| 2022 | $2,149.00 | $178,333 Land $49,951 Building $128,382 | $178,333 Land $49,951 Building $128,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 31 (1979–2020) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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