409 2nd St, Decatur, AR 72722 Property Records

Benton County property record for 409 2nd St, Decatur, AR 72722

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,372 sqft
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2020)
Tax Bill	$1,493 (2026)
Deeds & Mortgages	Oct 2022 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`08-00261-000`

Property Details

APN / Parcel Number

Primary APN	`08-00261-000`
Alternative APNs	`39371.0` `39371`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,372 sqft
Basement Area	264 sqft
Storm Shelter	Storm Shelter
Flooring	Wood
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Detached
Garage Area	840 sqft
Driveway	Concrete Driveway
Porch	Enclosed Glass Porch
Porch Area	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 2ND ST
City	DECATUR
State	AR
Zip	72722-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 11/13/1893 B-70 & REPLAT 10/11/2022 L202265195
Legal Range	33
Legal Township	19
Legal Section	11
Legal Subdivision	CORNER SPRINGS ADD-DECATUR
Legal Block	12
Legal Lot Number	1A
Jurisdiction	BENTON AR
Township / Civil Division	11
Census Block Group	1
Census Block	1035
Census Tract	21003

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	AR
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Jan 6, 2004
Deed Document Number	202046068
Last Transfer Date	Jun 14, 2021
Transfer Doc	0000044147
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 20, 2022
Property Address	409 2ND ST, DECATUR, AR 72722-9637
Document Number	L202266971
Map Reference	PL B PG 70
Instrument Date	Oct 18, 2022
Instrument	L202266971
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL

Transaction

Amount	Amount Recorded
Tax	$6.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 385, DECATUR, AR 72722-0385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 2ND ST, DECATUR, AR 72722-9637

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jul 30, 2020
Property Address	409 2ND ST, DECATUR, AR 72722-9637
Document Number	0000046068
Map Reference	PL B PG 70
Instrument Date	Jul 24, 2020
Instrument	2020046068
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	REALTY TTL & CLOSING SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2999 SUMMITT DR, 2999, SILOAM SPRINGS, AR 72761-5123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 2ND ST, DECATUR, AR 72722-9637

Mortgage

Document Number	0000046069
Date	Jul 30, 2020
Instrument	2020046069

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Decatur City
Unified School District	Decatur School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,493.00 (+5.74%)	$37,489 (-) Land $5,600 Building $31,889	$187,445 (-) Land $28,000 Building $159,445
2025	$1,412.00 (+13.14%)	$37,489 (+56.2%) Land $5,600 Building $31,889	$187,445 (-) Land $28,000 Building $159,445
2024			$187,445 (+56.2%) Land $28,000 Building $159,445
2023	$1,248.00 Homeowner's exemption	$24,000 Land $3,400 Building $20,600	$120,000 Land $17,000 Building $103,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATERWORKS serves 2,468 people · EPA ID AR0000052
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Rally Networks DSL	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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