Dubuque County property record for 409 2nd Ave SW, Cascade, IA 52033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,540 sqft · built 1895 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Aug 2020) |
| Tax Bill | $1,696 (2024) |
| Deeds & Mortgages | Aug 2020 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-489-003 |
| Primary APN | 18-36-489-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 588 sqft |
| Upper Floors Area | 588 sqft |
| Basement Area | 588 sqft |
| Year Built | Built 1895 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 119 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 409 2ND AVE SW |
|---|---|
| City | CASCADE |
| State | IA |
| Zip | 52033-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 3 BLOCK 10 WEST CASCADE (ORIG TOWN); |
| Legal Subdivision | WEST CASCADE |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | CASCADE |
| Census Block Group | 4 |
| Census Block | 4078 |
| Census Tract | 10400 |
409 2nd Ave SW is owned and occupied by an individual who bought it in August 2020.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 409 2ND AVE SW, CASCADE, IA 52033-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Aug 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BANK |
| Aug 4, 2020 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on File |
| Deed Sale | Aug 4, 2020 · Amount on File |
| Prior Sale | Aug 4, 2020 |
| Deed Document Number | 2020-00011422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 409 2ND AVE SW, CASCADE, IA 52033-9679 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012350 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020-00012350 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | FARLEY, IA 52046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Aug 4, 2020 |
| Property Address | 409 2ND AVE SW, CASCADE, IA 52033-9679 |
| Document Number | 0000011422 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020-00011422 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 2ND AVE SW, CASCADE, IA 52033-9679 |
| Document Number | 0000011423 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020-00011423 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Aug 4, 2020 |
| Property Address | 409 2ND AVE SW, CASCADE, IA 52033-9679 |
| Document Number | 0000011421 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020-00011421 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 2ND AVE SW, CASCADE, IA 52033-9679 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Cascade City |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $144,800 Land $20,000 Building $124,800 | $144,800 Land $20,000 Building $124,800 | |
| 2024 | $1,696.00 | ||
| 2023 | $129,900 (+33.03%) Land $20,000 Building $109,900 | $129,900 Land $20,000 Building $109,900 | |
| 2022 | $1,404.00 Homeowner's exemption | $97,650 Land $19,950 Building $77,700 | |
| 2021 | $97,650 Land $19,950 Building $77,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 2nd Ave SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1999–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 2nd Ave SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cascade Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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