409 2nd Ave, Satsuma, FL 32189 Property Records

Putnam County property record for 409 2nd Ave, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	1,658 sqft · built 1992
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Feb 2017)
Tax Bill	$929 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-11-26-8231-038.0-008.0`

Property Details

APN / Parcel Number

Primary APN	`39-11-26-8231-038.0-008.0`
Alternative APN	`55948`

Interior

Building Area	1,658 sqft Living Area
1st Floor Area	2,330 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Lot Area	48,352 sqft (1.11 acres)
Porch	Porch
Porch Area	466 sqft

Location & Zoning

Account Number	55948
Street Address	409 2ND AVE
City	SATSUMA
State	FL
Zip	32189-2965
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ST JOHNS RIVERSIDE ESTATES, HI
Legal Range	26E
Legal Township	11S
Legal Section	39
Legal Subdivision	RIVERSIDE
Legal Block	38
Legal Lot Number	8
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	1
Census Block	1007
Census Tract	951200

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	409 2ND AVE, SATSUMA, FL 32189-2965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Prior Sale	Sep 12, 2002 · Amount on Record
Deed Document Number	201754002711
Deed Book / Page	1465 / 0451
Record Updated	Jun 8, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 15, 2017
Property Address	409 2ND AVE, SATSUMA, FL 32189-2965
Document Number	0014650451
Book / Page	1465 / 0451
Map Reference	MB5 PG43
Instrument Date	Jan 17, 2017
Instrument	201754002711
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 2ND AVE, 409, SATSUMA, FL 32189-2965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 2ND AVE, SATSUMA, FL 32189-2965

Mortgage

Document Number	0014650453
Date	Feb 15, 2017
Book Page	1465/0453
Instrument	201754002712

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	FORT PIERCE, FL 34982

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate
Rate	5.62%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$929.00 (+15.55%) Homeowner's exemption	$76,850 (+5.97%)	$122,100 (-3.96%) Land $19,980 Building $102,120
2023	$804.00 (+4.15%) Homeowner's exemption	$72,520 (+3%)	$127,130 (+19.07%) Land $13,320 Building $113,810
2022	$772.00 Homeowner's exemption	$70,410	$106,770 Land $8,880 Building $97,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1999–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RODEHEAVER BOYS RANCH private · serves 45 people · EPA ID FL2540974
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20