Hillsborough County property record for 409 2nd Ave NW, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 948 sqft · built 1942 |
| Lot Size | 0.831 acres (36,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Oct 2021) |
| Tax Bill | $4,472 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 055858-0000 |
| Primary APN | 055858-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| Gross Area | 1,731 sqft |
| 1st Floor Area | 948 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 36,191 sqft (0.831 acres) |
| Lot Dimensions | 170 ft deep x 216 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0558580000 |
|---|---|
| Street Address | 409 2ND AVE NW |
| City | RUSKIN |
| State | FL |
| Zip | 33570-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | RUSKIN CITY MAP OF LOTS 179 180 AND 181 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | RUSKIN CITY MAP OF |
| Legal Tract | 1V5 |
| Legal Lot Number | 179 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14108 |
409 2nd Ave NW is owned and occupied by two individuals who acquired it in June 2024.
Source: Hillsborough County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 2ND AVE NW, RUSKIN, FL 33570-3937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Transfer · Commercial Mortgage SKY 18 CAPITAL SERIES 7 LLC |
| May 1, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on File |
| Deed Sale | Oct 29, 2021 · Amount on File |
| Prior Sale | May 1, 2019 · Amount on File |
| Deed Document Number | 2021550181 |
| Last Transfer Date | Jun 9, 2024 |
| Transfer Doc | 0000258222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 29, 2021 |
| Property Address | 409 2ND AVE NW, RUSKIN, FL 33570-3937 |
| Document Number | 2021550181 |
| Map Reference | MB 5 PG 75 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021550181 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17105 OWENS RD, 17105, WIMAUMA, FL 33598-5216 |
| Name | Verified Name |
|---|---|
| Address | 409 2ND AVE NW, RUSKIN, FL 33570-3937 |
| Document Number | 2021550182 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021550182 |
| Name | SKY 18 CAPITAL SERIES 7 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIAMI, FL 33138 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Nov 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 1, 2019 |
| Property Address | 409 2ND AVE NW, RUSKIN, FL 33570-3937 |
| Document Number | 0000184869 |
| Book / Page | 26589 / 1326 |
| Map Reference | MB 5 PG 75 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 2019184869 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2211 METRO DR, 2211, RUSKIN, FL 33570-6912 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 2ND AVE NW, RUSKIN, FL 33570-3937 |
| Document Number | 0000184870 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019184870 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 409 2nd Ave NW was $4,472 with a homeowner's exemption, up 8.7% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,790 (+1.84%) Land $122,553 Building $136,237 | $258,790 (-0.82%) Land $122,553 Building $136,237 | |
| 2025 | $4,472.00 (+8.73%) Homeowner's exemption | $254,112 | $260,927 Land $122,553 Building $138,374 |
| 2024 | $4,113.00 (+3.92%) | ||
| 2023 | $3,958.00 (-15.77%) Homeowner's exemption | $239,757 (-1.6%) Land $110,300 Building $129,457 | $239,757 (-1.6%) Land $110,300 Building $129,457 |
| 2022 | $4,699.00 | $243,645 Land $98,042 Building $145,603 | $243,645 Land $98,042 Building $145,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 2nd Ave NW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 445 (1980–2024) |
| Claims Outside the SFHA | 5 of 445 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 2nd Ave NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERSIDE MHP private · serves 40 people · EPA ID FL6291521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | HCWRD/SOUTH-CENTRAL |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures