Charlottesville City property record for 409 1st St N, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,262 sqft · built 1910 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Last Sale | $562,000 (Jan 2025) |
| Tax Bill | $6,106 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 330108000 |
| Primary APN | 330108000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,262 sqft Finished Area |
| 1st Floor Area | 652 sqft |
| 2nd Floor Area | 610 sqft |
| Basement Area | 610 sqft |
| Unfinished Basement | 580 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Depth | 50 ft Depth |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 220 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 409 1ST ST N |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-C |
| Legal Description | LOT |
| Legal Subdivision | NORTH DOWNTOWN-PARK PLAZA |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Charlottesville and Albemarle County Courthouse Historic District listed 1982 · 270 contributing resources · NRIS 82004904 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
409 1st St N is owned by a company that bought it in January 2025.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 409 1ST ST N, CHARLOTTESVILLE, VA 22902-4610 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on File |
| Deed Sale | Jan 14, 2025 · Amount on File |
| Prior Sale | Jun 15, 2006 · Amount on File |
| Deed Document Number | 2025103 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 409 1st St N was $6,106.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,106.00 | $611,000 (-15.5%) Land $172,300 Building $438,700 | $611,000 (-15.5%) Land $172,300 Building $438,700 |
| 2025 | $723,100 Land $162,500 Building $560,600 | $723,100 Land $162,500 Building $560,600 | |
| 2023 | $6,378.00 (+8.6%) | $645,800 Land $143,000 Building $502,800 | $645,800 Land $143,000 Building $502,800 |
| 2022 | $5,873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 1st St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 1st St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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